Credit building

Your credit mix, or credit diversity, makes up 10% of your FICO score. See how to increase this factor to boost your credit score.

A good credit score falls in the 670 to 749 range. A credit score of 750 and above is considered very good or excellent.

See step-by-step information to freeze your credit report with each of the three major credit bureaus: Equifax, Experian and TransUnion.

These are the most common myths about late payments, debts, joint accounts and more. Don’t fall for these myths about your credit report.

It takes about six months to establish a FICO credit score but two to three years to build an excellent one.

No, checking your credit score does not lower it, so you can check your score as often as you want. Learn how to keep track of your credit score here.

Ways to build credit fast include: being added as an authorized user, lowering credit card balances, getting a higher credit limit and more.

Primary account holders can add an authorized user to a credit card to build their credit history. But purchases they make could become your responsibility.

The length of your credit history makes up 15% of your FICO credit score. Learn more about how your credit score is calculated in this guide.

Learn the difference between hard credit inquiries and soft credit inquiries.