Credit building

Experian Boost® is a free credit-building tool that helps you build credit with rent payments, utility payments and streaming service subscriptions.

Build credit by paying subscriptions or with a credit-building loan — but there’s a monthly fee.

Finder’s analysis and forecast of the nation’s average credit score based on VantageScore’s Credit Gauge data.

Drops in credit score could mean high balances, closed accounts, late payments and more. See what you can do to fix them in this guide.

A credit utilization ratio measures your credit balance owed to your credit limit. Learn why keeping a ratio under 30% can improve your credit score.

The credit score you will need to buy a house depends on the loan type, but other factors play a role, too.

Learn how to read your credit report and what items are on your credit report to better understand your current credit position.

FICO is the most widely-used credit score. Learn the 5 factors that go into your FICO credit score and how to improve it.

While your score may dip temporarily after consolidating debt, debt consolidation can improve your creditworthiness over time.

You can get a free weekly credit report from AnnualCreditReport.com. Discover more ways to get a free report in this guide.