Credit building

While your score may dip temporarily after consolidating debt, debt consolidation can improve your creditworthiness over time.

You can get a free weekly credit report from AnnualCreditReport.com. Discover more ways to get a free report in this guide.

See how to get your credit score, read your credit report and understand what they both mean.

Practice these 5 simple credit habits to keep your credit score soaring.

It is possible to remove account collections from your credit report, but building your credit back up could take some time.

A bad credit score typically falls below 670, but there are ways to improve a bad or poor credit score. Learn more in this guide.

Learn why your debt-to-income ratio matters and how to calculate it. Find out what’s considered a good DTI and read our tips for keeping it low. Use our calculator to determine your DTI and see how that affects your borrowing power.

Experian, Equifax and TransUnion are the three major credit bureaus, or credit reporting agencies. See how they work in this guide.

It will take years for bankruptcy to fall off your credit report, but you can still repair your credit in the meantime.

VantageScore is an alternative to FICO and is used to assess your creditworthiness. See how it’s calculated and how to improve yours here.