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How to finance a Bugatti

The easiest way to get behind the wheel of this unique sports car is to go directly through the manufacturer.

Bugatti has been making luxury cars for over 110 years — and its Chiron and Veyron are priced to show that history. Because of the amount you’ll pay for your car, your options are limited to your own assets and Bugatti’s own financing program.

How can I finance a Bugatti?

Beyond a personal loan secured by your assets, Bugatti offers its own personalized loan and lease options to potential buyers through Bugatti Financial Services. You’ll need to contact Bugatti directly for more information on how to set up financing. In addition, some lenders specialize in luxury car loans that come in higher amounts and extended terms than more traditional car loans.

How to apply with Bugatti Financial Services

While Bugatti Financial Services doesn’t have an online application, you can fill out a form to have a member of its customer concierge team contact you. Follow these steps to get started:

  1. Visit Bugatti Financial Services and select Contact.
  2. Enter your full name, region and email address.
  3. Fill in a personalized message.
  4. Hit Submit.

Bugatti Financial Services pros and cons


  • Personalized loan and lease agreements
  • Options for unique vehicles designed to meet your ideal car


  • Limited information about pricing and terms
  • Must wait to be contacted by Bugatti

Compare car loans

Use our comparison table for a side-by-side view of available lenders to help you get behind the wheel of a new Bugatti. Select up to four loan providers at once.

Name Product Minimum credit score APR Loan term Requirements
LightStream Auto Loans
Good to excellent credit
2 to 7 years
Must have a good to excellent credit profile, be a US citizen or a permanent resident with a valid green card, have a valid Social Security number, credit card verification requested upon loan approval and have a valid US address.
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
Varies depending on the lender
3 to 6 years
Varies depending on the lender
Go to site
CarsDirect auto loans
No minimum credit score
Varies by network lender
Must provide proof of income, proof of residence, and proof of insurance.
Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.
No minimum credit score
3.9% to 27.9%
1 to 6 years
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates.

What will a new Bugatti cost me?

As of October 2019, the only new Bugatti available on the market is the Chiron, which costs nearly $3 million. While the Veyron is no longer in production, you may be able to find well-maintained used models for sale.


Bugatti Chiron

  • Starting MSRP: $2,998,000
  • Build: Coupe
  • City/highway MPG: 9/14

Bugatti Veyron

  • Starting MSRP: N/A
  • Build: Coupe
  • City/highway MPG: 7/15

Car insurance costs that come with driving a luxury car

What is the warranty for a new Bugatti?

The Bugatti Chiron comes with a two-year, 31,069-mile warranty. And its Veyron models are eligible for the Bugatti Loyalty Maintenance Program (LMP), which extends the factory warranty to up to 15 years and reduces operating expenses.

Bottom line

Bugatti is a top-tier French manufacturer. While traditional lenders won’t be able to extend the type of money you need to finance a Chiron, there are luxury car loan providers out there that can help you fund one of these seven-figure cars.

Frequently asked questions

What special discounts or programs does Bugatti offer?

Bugatti doesn’t offer any specialized programs or deals.

When did Bugatti stop producing the Veyron?

Bugatti stopped production of the Veyron in 2015.

What’s my eligibility for the Loyalty Maintenance Program (LMP) if I buy a used Veyron?

Bugatti extends the LMP to owners of preowned Veyrons.

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Kellye Guinan is a freelance editor and writer, specializing in consumer lending. Her writing and analysis has been featured on Bankrate, MSN and MediaFeed. She holds degrees in anthropology and German language and literature from Middle Tennessee State University. See full bio

Kellye's expertise
Kellye has written 132 Finder guides across topics including:
  • Personal, business, student and car loans
  • Credit scores
  • Car financing
  • Debt consolidation

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