The average insurance costs for a Volkswagen Passat is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Volkswagen Passat starts at a base price of $22,440. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 11.8%.
Model
Monthly insurance rate
Base car price
Beetle
$220.00
$19,995
CC
$220.00
$34,475
Golf
$158.00
$19,895
Golf Alltrack
$220.00
$25,850
Golf R
$145.00
$35,655
Golf Sportwagen
$227.00
$21,580
GTI
$156.00
$24,995
Jetta
$159.00
$17,895
Passat
$220.00
$22,440
Tiguan
$152.00
$24,995
Touareg
$220.00
$49,495
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Volkswagen Passat
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
Volkswagen Passat’s model year
Vehicle’s trim
Amount of coverage you need
Estimated miles your drive in a year
Safety and anti-theft features
Driver’s credit score and location
Driver’s age, marital status and gender
Driver’s driving history in the past five years
Whether the driver rents, leases or owns the vehicle
The Volkswagen Passat has been around since 1973. The midsize car is known for its quiet ride, spacious seating and fast acceleration for a V6 engine. In 2012, the Volkswagen Passat NMS won the Motor Trend’s Car of the Year award.
Volkswagen Passat money-saving safety features
You could save money on car insurance for your Volkswagen Passat if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Volkswagen Passat?
The 2017 Volkswagen Passat received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Volkswagen Passat as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.
The Volkswagen Passat model includes lane departure warning, automatic post collision braking system and blind spot monitoring.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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