Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Compare Polestar car insurance rates
How much does car insurance cost for a Polestar?
Polestar 1
Expect to pay $200 to $300 per month or $2,800 to $3,800 annually for your Polestar’s car insurance, depending on which high-dollar model you choose. The Polestar 1 has a triple-digit ticket price, putting it on the highest end for car insurance rates of any car. Filter car insurance companies by your state to get a quote.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Polestar 1 | $320 | $150,000 |
| Polestar 2 | $232 | $59,900 |
Get the cheapest quotes for your Polestar
Enter your zip code to compare providers in your area.
Your information is secure
How to compare insurance for Polestar
Polestar cars focus on luxury and performance, making many of its features more expensive to insure.
- MSRP. This brand’s luxury cars come with a higher ticket price than other makes, including one model that costs triple digits. And car value can drive up insurance rates.
- Country of manufacture. Not many Swedish manufacturers like Polestar are mainstream in the US, so getting car parts might cost extra for repairs.
- Safety features. Polestar uses an impact-absorbing design and advanced driver assistance features to avoid crashes altogether. Consider policies that give lower rates or discounts for driver assistance.
- Driving performance. This brand’s models are made with high-powered performance in mind, and that could make premiums more expensive.
- Maintenance costs. You can expect to pay more to maintain Polestar models because of its technology and exclusive design. You may need a specialist mechanic for some maintenance.
- Theft rates. Theft rates for specialty luxury cars are low, a plus for your insurance company.
- Repair costs. Luxury and electric cars both cost more for repairs because of the expertise needed and car part availability.
- Electric range. Not all Polestar models get a long range, so consider the cost of charging stations if you plan to travel.
Bottom line
Polestar channels its energy toward luxury electric cars, making its models more expensive to insure than most models on the road. Weigh your luxury car insurance options or consider other car makes if you’re deciding which car to buy.
Frequently asked questions about Polestar
More guides on Finder
-
Car insurance costs, affordability by state
Trek through 10 factors that affect car insurance costs and which states have the best and worst affordability.
-
The Zebra car insurance review
See real prices from brand name insurance companies in this site’s user-friendly quote tool.
-
Texas car accident statistics
Take care when driving in Texas, the deadliest US state for car accidents.
-
COVID’s been good for luxury car sales. Ask Rolls-Royce’s chief why.
Luxury car manufacturers report record sales during the pandemic.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
The next Tesla? 5 electric vehicle makers to watch
Tesla dominates the electric-vehicle space, but other brands are emerging.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
-
Pretected car insurance review
Get recommendations for the top car insurance companies for you within minutes. But you won’t see your actual rate unless you go through the insurer’s quoting process.
-
Waffle car insurance review
Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.
-
Lemonade car insurance review for 2022
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.