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Nissan Altima insurance rates

Average insurance cost for your Altima? $175. But rates vary wildly by the car insurance company.

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The average cost of car insurance for a 2021 Nissan Altima is $175.12 a month —or $2,101.44 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Nissan Altima car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Nissan Altima is $175.12. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Nissan Altima$107.24$98.87$153.81$199.38$139.83
2016 Nissan Altima$126.08$115.49$181.65$204.82$157.01
2021 Nissan Altima$144.75$132.09$214.21$209.42$175.12

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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About the Nissan Altima

The Nissan Altima has been around since 1992 and it is currently in its fifth generation. The midsize car is known for excellent fuel economy and spacious seating. The Altima is one of the best selling Nissan models. In 2016, there were over 307,000 sales in the United States.

Nissan Altima money-saving safety features

You could save money on car insurance for your Nissan Altima if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Nissan Altima?

The 2017 model of the Nissan Altima was named as a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). All crash tests performed by the IIHS received a good rating, the highest possible rating. The Nissan Altima also received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The car received five stars, the highest rating, for the frontal crash test and the side crash test from the NHTSA. The rollover crash test received four stars.

According to the National Insurance Crime Bureau (NCIB), the Nissan Altima was the eighth most stolen vehicle in 2014. There were more than 9,000 models reported stolen that year.

How does the Nissan Altima compare to other car models?

From a price standpoint, the Nissan Altima ranks right in the middle of our list of the 360 priciest car models to insure.

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