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Hyundai Santa Cruz car insurance rates

Hyundai’s first pickup truck comes with a low price and high insurance rates.

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Does the Santa Cruz qualify for discounts?

Yes, if your Santa Cruz comes with at least one of the following safety items, then you should be eligible for a safe car discount.

  • Antilock brakes
  • Antitheft device
  • Seatbelt pretensioners
  • Airbag discount
  • Passive restraint discount

How reliable is the Hyundai Santa Cruz?

It will take at least one year before official reliability and safety ratings are released on the Santa Cruz, but similar models offer some insight into how it will perform, especially the Hyundai Tucson.

  • Safety. Hyundai routinely earns high marks for safety from the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA). The 2019 Tucson was awarded the Top Safety Pick+ by the IIHS, while the NHTSA gave it a 5-star rating for safety.
  • Reliability. J.D. Power gave the 2019 Tucson a 78 of 100 overall score, with an 85 of 100 for reliability. Other Hyundai SUVs are also rated high for reliability, though the Santa Cruz will be Hyundai’s first truck.
  • Recalls. Hyundai has recalled some of its Santa Fe models in the past, with the latest recall in 2017. Given the Santa Cruz is its first truck model, there is some risk of a recall happening.

Bottom line

The 2020 Hyundai Santa Cruz is the first pickup truck offered by the Korean carmaker. Its compact size and low price should appeal to citydwellers, but it will have high insurance rates due to it being a new model pickup truck.

Before adding your Santa Cruz to your current policy, be sure to compare different car insurance companies to find the lowest one

Frequently asked questions about the Hyundai Santa Cruz

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