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Andrew Flueckiger

Andrew Flueckiger , CIC


Andrew Flueckiger is a trusted insurance expert and certified insurance counselor who’s published over 100 articles on Finder. He brings to readers a deep knowledge and understanding of multiple lines of insurance, breaking it down into comprehensive guides and reviews to help you find the best products for your needs.

As a licensed insurance agent in property, casualty, health and life insurance in Indiana, Ohio, Michigan, Kentucky and Illinois, Flueckiger offers insurance solutions on everything from commercial, farm and auto insurance, to home and life insurance.

He started his insurance career at an independent insurance agency in Indiana in 2015 and remains there today. He’s part-owner of Bixler Insurance and is active in insurance sales and agency management.


  • Commercial insurance
  • Personal insurance
  • Life insurance
  • Insurance trends


  • Part-owner of Bixler Insurance, a multi-lines independent insurance agency
  • Licensed in property, casualty, life, and health insurance in 5 states
  • Earned the Certified Insurance Counselor (CIC) designation in 2016
  • Member of the Finder Editorial Review Board
  • Author of over 100 articles on Finder
  • Former insurance writer at Trusted Choice


  • Bachelor of Arts | Indiana University | 2006–2009

Industry insights from Andrew Flueckiger

We asked Flueckiger to flex his insurance expertise by answering a few questions on trends he predicts for 2021.

What trend in the insurance industry do you predict will be big?

While not necessarily specific to 2021, I think the coronavirus pandemic is going to force many insurance companies to be much more adaptable and flexible when it comes to what’s covered and what’s not. Traditionally, the insurance industry has always been reactive and slow to react. While it will continue to be reactive, the post-coronavirus world will demand more from insurers and will reward new companies that are more nimble and offer more comprehensive coverage options. Traditional insurance companies will need to adapt quicker than they have in the past if they want to stay relevant.

What’s one lasting effect you predict the coronavirus pandemic will have on the insurance industry?

The easy and short term answer is the effect on business income insurance. The insurance industry wouldn’t be able to afford all of the potential business income claims if the coronavirus was a covered cause of loss. The jury is still out on some lawsuits about whether it should be covered or not, but expect clearer exclusions from insurance companies on future pandemics. And that strict exclusion from the insurance sector could lead to some type of government insurance fund for future pandemics to help alleviate the strain on small businesses. I expect the coronavirus pandemic to also help speed up the transition to driverless vehicles, in particular driverless semi-trucks, which will also have a profound impact on auto insurance and commercial auto insurance.

What’s the biggest misconception about life insurance?

That it’s expensive and that you don’t really need it because nothing will happen to you. It’s definitely not expensive if you’re in decent health and especially if you’re under the age of 40. I understand that young people have other priorities, are on a tight budget and think nothing will ever happen to them. And nobody is requiring you to buy life insurance, unlike home and auto insurance. But if you have a family or intend to have a family some day, there is arguably no more important type of insurance out there than life insurance.

Latest articles by Andrew Flueckiger

28 articles written by this author

Life insurance for seniors over 70

A final expense life insurance policy may be your best option in your 70s, especially if you have prior health problems.

Andrew Flueckiger 8 June 2021
Life insurance for seniors over 70

Best umbrella insurance

Receive extra liability coverage with an umbrella policy from these top insurers, though they may require you to have car insurance through them.

Andrew Flueckiger 6 April 2021
Best umbrella insurance

Heacock Classic car insurance review

Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.

Andrew Flueckiger 5 October 2020
Heacock Classic car insurance review

How to combine life and disability insurance

Ensure your loved ones’ financial future is protected with both life and disability insurance.

Andrew Flueckiger 21 September 2020
How to combine life and disability insurance

Acceptance car insurance review

Consider Acceptance if you’re a high-risk driver, but prepare for the possibility of a negative customer service experience.

Andrew Flueckiger 26 August 2020
Acceptance car insurance review

How does disability insurance with child support work?

You could reduce your child support payments while on disability, though payouts count as income.

Andrew Flueckiger 12 June 2020
How does disability insurance with child support work?

Chevrolet Blazer insurance rates

Strong safety ratings help keep insurance rates predictable for the revamped Chevy Blazer.

Andrew Flueckiger 4 May 2020
Chevrolet Blazer insurance rates

Ferrari LaFerrari car insurance rates

You can expect to pay a lot to buy — and insure — this hybrid hypercar from Ferrari.

Andrew Flueckiger 15 January 2020
Ferrari LaFerrari car insurance rates

Tesla Cybertruck car insurance rates

Tesla’s first electric truck screams retro futurism, but it will likely be expensive to insure.

Andrew Flueckiger 1 January 2020
Tesla Cybertruck car insurance rates

Mazda Mazdaspeed3 insurance rates

This high-performance hatchback from Mazda is no longer in production, but existing models still have higher-than-average insurance rates.

Andrew Flueckiger 17 December 2019
Mazda Mazdaspeed3 insurance rates
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