Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Hyundai Ioniq insurance rates

Average Hyundai Ioniq insurance rates

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


The average insurance costs for a Hyundai Ioniq is $227 a month — or $2,724 a year, about $1,000 more than the national average. With a base price of $22,200, the annual insurance cost–to–base car price ratio is 5.8%, making it a reasonable mid-range sedan to insure.

ModelMonthly insurance rateBase car price
Accent$177.00$14,745
Azera$165.00$34,100
Elantra$220.00$17,150
Elantra GT$177.00$18,800
Ioniq$227.00$22,200
Santa Fe$158.00$30,800
Santa Fe Sport$165.00$25,350
Sonata$176.00$21,600
Tucson$169.00$22,700
Veloster$220.00$18,100
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
loading

Get the cheapest quotes for your Hyundai Ioniq

Enter your zip code to compare providers in your area.

Your information is secure

About the Hyundai Ioniq

The Hyundai Ioniq was introduced in 2016 and is available in a hybrid, plug in hybrid and all electric models. The Ioniq launched in the United States in 2017. The compact car is known for its low base price, excellent performance, good fuel economy and agile handling.

Hyundai Ioniq money-saving safety features

You could save money on car insurance for your Hyundai Ioniq if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Hyundai Ioniq?

The 2017 model of the Hyundai Ioniq has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings. The car features an automatic emergency braking, which can apply full force braking to avoid impact. Other notable safety features include blind spot detection and lane change assist.

How does the Hyundai Ioniq compare to other car models?

From a price standpoint, the Hyundai Ioniq ranks right in the middle of our list of the 360 priciest car models to insure.

Compare all car makes & models

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site