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According to our research, the average cost to insure a GMC Terrain is around $123 a month — or $1,476 a year. Your actual cost depends on your driving record, the number of miles you drive in a year, your age and gender and other factors.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Acadia | $136 | $29,070 |
| Acadia Limited | $133 | $43,850 |
| Canyon | $128 | $20,885 |
| Savana | $124 | $32,490 |
| Sierra | $113 | $34,995 |
| Terrain | $123 | $39,500 |
| Yukon | $190 | $66,000 |
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When comparing insurance options for your GMC Terrain, consider these factors:
As a relatively reliable midrange compact SUV with high safety ratings, the GMC Terrain shouldn’t break the bank to insure. However, the trim package you choose could affect your insurance premium.
The 2018 GMC Terrain is available in SL, SLE, SLE diesel, SLT, SLT diesel and Denali packages in order of increasing price. It could cost you more each month to insure your GMC Terrain Denali than it will to insure the SL version.
Beyond the make and model of your vehicle, other factors like your age, gender, location, credit history and accident history can affect your car insurance rates.
Insurance companies in all states but Massachusetts, Hawaii and California can use your credit score to calculate your premium, and individuals with high scores generally lock in low rates. Women are also known to qualify for lower insurance premiums — regardless of their age.
Yes. You should be able to snap up a few premium discounts for your GMC Terrain, thanks to advanced safety features like:
Like many other GMC and Chevrolet vehicles, the GMC Terrain rates high in both reliability and safety. JD Power gives this compact SUV a 4 out of 5 reliability rating, and the National Highway Traffic Safety Administration gives it a 4 out of 5 overall safety rating. US News combines this rating with Insurance Institute for Highway Safety ratings to derive the GMC Terrain’s 9.5 out of 10 safety score.
Thanks to these above-average safety and reliability ratings, you could shave savings off your insurance policy for this SUV.
The GMC Terrain is a compact SUV built with fuel efficiency and relatively low routine maintenance costs in mind. Like its cousin, the Chevrolet Equinox, the GMC Terrain should get up to 28 mpg in the city and 39 mpg on the highway. And oil changes, brake pad replacements, tire rotation and other routine services shouldn’t be too pricey.
The latest GMC Terrain models are now available in two diesel options: the SLE diesel and SLT diesel.
Your insurance rates don’t necessarily go up because of the diesel engine, but the MSRP of the trim package you choose could affect your rates. While diesel vehicles generally are more fuel efficient, the diesel options of the GMC Terrain get the same miles per gallon as gas models.
Average insurance rates combined with modest repair and routine maintenance costs and above-average fuel economy make the GMC Terrain a smart choice for a mix of value and luxury. If you have a clean driving history and qualify for paperless billing, bundling of your home and auto policies or other insurance discounts, you could save even more.
To get the best rate for your GMC Terrain, compare car insurance providers against your budget and needs.
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