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GMC insurance rates

Compare car insurance for GMCs

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GMC Acadia LimitedGMC Acadia Limited
GMC CanyonGMC Canyon
GMC SavanaGMC Savana
GMC SierraGMC Sierra

The average insurance cost of a GMC is $165 a month. Your actual cost will be determined by many factors, both personal and car-related. Some of the variables that affect the price of insurance include your driving record, the number of miles you drive in a year, your age and your location, as well as the year, model and trim package of your GMC.

ModelMonthly insurance rateBase car price
Acadia Limited$133$43,850
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states

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How a vehicle from GMC affects the cost of insurance

GMC has many different models and each has specific factors contributing to your insurance rate. The overall cost of your vehicle and it’s repair cost will factor into your car insurance rate.

Models with better safety ratings will have lower insurance premiums. And the opposite is true for GMC models with poor safety ratings. However, the fact that GMCs aren’t regularly stolen helps to lower insurance costs.

Most, if not all, insurance providers will cover your GMC, so you won’t have any trouble insuring this car.

Are there any standout GMC models?

The Yukon XL Denali is GMC’s largest SUV with eight passenger capacity, 34.5 inches of leg room in the third row seats and additional cargo space. The Yukon Denali also boasts up to 8,100 pounds of trailering.

The starting price for the Yukon XL Denali is $68,900.

GMC insurance pros and cons

Different factors will affect the cost of insuring a GMC. Here’s what to look out for.


  • Some models rate well for safety
  • Not commonly stolen


  • Some models only rate “acceptable” for safety
  • Some models and trims are pricey

About the GMC brand

GMC is a division of General Motors, widely known for its trucks and SUVs. GMC can trace its roots back to the Rapid Motor Vehicle Company, which was acquired by General Motors in 1909. General Motors Truck Company was born of this union. Today it is known as GMC.

What’s the GM Military Discount?

Women and men of the US Military get a discounted price when purchasing a GMC vehicle. This discount can also be combined with current offers for even greater savings.

Those eligible for the discount include active duty members, Reservists, National Guard members, Veterans within three years of discharge date and retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard.

GMC car facts

  • GMC manufactures trucks, SUVs, vans and commercial vehicles.
  • GMC is a division of General Motors.
  • General Motors was founded in 1908.
  • GMC built electric trucks in 1912.
  • GMC made its first 4WD model in 1956.

GMC competitors

Looking for other car brands? Find other car manufacturers that are similar to GMC, or compare makes that are completely different.

Bottom line

GMCs aren’t too costly to insure depending on the model, but be sure to shop around to find the best car insurance for you.

Frequently asked questions about GMC

How did you get these rates?

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 GMC
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Which GMCs made in the US?

Approximately 10 GMC models are built in different factories around the country, as well as in Canada.

How dependable are GMCs?

Generally, GMCs get so-so reviews for dependability.

How can I finance a GMC?

Finance a GMC by taking out a traditional car loan from a bank, credit union or online lender. This typically comes with the most competitive rates. But if you’d prefer the fastest option available, you might want to finance directly through an authorized dealership. Read our review of GM Financial to learn how it works.

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