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Genesis Insurance Rates

What to expect when insuring a Genesis

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Average insurance cost for a Genesis

The average insurance cost of a Genesis is around $175 a month. Your actual cost will be determined by many factors, both personal and car-related. Some of the variables that affect the price of insurance include your driving record, the number of miles you drive in a year, your age and your location, as well as the year, model and trim package of your Genesis.

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How a vehicle from Genesis affects the cost of insurance

Since a Genesis is considered a luxury car, your premium will be higher because they are more costly to repair and replace. However, its excellent safety ratings and the fact that they are not commonly stolen help to balance out the cost of insuring a Genesis.

Genesis car insurance rates

Model Monthly insurance rate Base car price
Genesis G80 $175 $41,400
Genesis G90 $175 $68,100

Pros and cons of insuring a Genesis

Pros

  • Great safety ratings
  • Not often stolen

Cons

  • Luxury car
  • Expensive to repair or replace

About the Genesis brand

New to the automotive scene, Genesis only just launched in the US in 2016. The concept for this luxury marque was born from the Hyundai Genesis, manufactured since 2008.

In 2015, Hyundai announced its plans to develop the Genesis brand into its own stand-alone marque. Currently, the G80 and G90 are the only models available, with plans for a sports coup and SUV in the future.

Genesis car facts

  • Genesis is a luxury line of cars from Hyundai.
  • J.D. Power ranked Genesis the Highest Premium Brand in Initial Quality in 2017.
  • Genesis was announced as a stand-alone brand in 2015.

What’s Genesis Service Valet?

With Genesis Service Valet, the service center comes to you. Genesis will diagnose your vehicle remotely, take your car in to the service center and leave you with a courtesy car. They will even deliver your car back to you when all repairs have been completed. Genesis Service Valet is complimentary for three years or 36,000 miles.

Bottom line

Genesis is a higher-end car, so your insurance premium may be higher too. But be sure to shop around to find the best car insurance for you.

Companies that provide coverage for Genesis

You won’t have any trouble getting insurance for your Genesis. This luxury car is insured by most providers.

Name Product Roadside assistance New car protection Available states
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Root
Included free
No
Arizona, Arkansas, Delaware, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Utah
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except Alaska, Delaware, Hawaii, New Hampshire, Montana, Vermont, Wyoming
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

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