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Genesis insurance rates

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Genesis G70
Genesis G70
Genesis GV80
Genesis GV80
Genesis G90
Genesis G90

The average insurance cost of a Genesis is around $175 a month. Your actual cost will be determined by many factors, both personal and car-related. Some of the variables that affect the price of insurance include your driving record, the number of miles you drive in a year, your age and your location, as well as the year, model and trim package of your Genesis.

ModelMonthly insurance rateBase car price
Genesis G80$175$41,400
Genesis G90$175$68,100
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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How a vehicle from Genesis affects the cost of insurance

Since a Genesis is considered a luxury car, your premium will be higher because they are more costly to repair and replace. However, its excellent safety ratings and the fact that they are not commonly stolen help to balance out the cost of insuring a Genesis.

You won’t have any trouble getting insurance for your Genesis. This luxury car is insured by most providers.

Pros and cons of insuring a Genesis

Pros

  • Great safety ratings
  • Not often stolen

Cons

  • Luxury car
  • Expensive to repair or replace

About the Genesis brand

New to the automotive scene, Genesis only just launched in the US in 2016. The concept for this luxury marque was born from the Hyundai Genesis, manufactured since 2008.

In 2015, Hyundai announced its plans to develop the Genesis brand into its own stand-alone marque. Currently, the G80 and G90 are the only models available, with plans for a sports coup and SUV in the future.

What’s Genesis Service Valet?

With Genesis Service Valet, the service center comes to you. Genesis will diagnose your vehicle remotely, take your car in to the service center and leave you with a courtesy car. They will even deliver your car back to you when all repairs have been completed. Genesis Service Valet is complimentary for three years or 36,000 miles.

Genesis car facts

  • Genesis is a luxury line of cars from Hyundai.
  • J.D. Power ranked Genesis the Highest Premium Brand in Initial Quality in 2017.
  • Genesis was announced as a stand-alone brand in 2015.

Bottom line

Genesis is a higher-end car, so your insurance premium may be higher too. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Genesis

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