The average insurance costs for a Dodge Viper is $170 a month — or $2,040 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.
A 2017 Dodge Viper starts at a base price of $87,895. With the average insurance rate at $2,040 per year, the annual insurance cost–to–base car price ratio is 2.3%.
Model
Monthly insurance rate
Base car price
Challenger
$245.00
$26,995
Charger
$173.00
$27,995
Durango
$186.00
$29,995
Grand Caravan
$238.00
$25,995
Journey
$189.00
$21,195
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Dodge Viper
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Dodge Viper’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
The Dodge Viper has been around since 1992 and currently in phase VXI. The luxury sports car is known for its strong V10 engine, powerful cornering grip and large cargo room. In 2015, Fiat Chrysler, the company that owes Dodge, announced that the 2017 model will be the final year for the Viper. The company cited poor sales as the reason to discontinue the Viper model line.
Insurance companies determine the insurance cost for a Dodge Viper based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Dodge shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Dodge Viper shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Dodge Viper money-saving safety features
You could save money on car insurance for your Dodge Viper if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Dodge Viper?
Similar to many sports car on the mark, the 2017 Dodge Viper has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration. The Dodge Viper has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
According to the National Insurance Crime Bureau, there has only been approximately 35 Dodge Viper models stolen from 1992 to 2013. Luxury cars tend to not be a target for thieves because the cars are normally safely secured by the owner.
How does the Dodge Viper compare to other car models?
From a price standpoint, the Dodge Viper ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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