We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Chevrolet Trailblazer is $158.79 — or $1,905.48 annually. However, some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs will depend on your driving history, age, ZIP and other specific factors.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2009 Chevrolet Trailblazer
$105.74
$94.67
$139.73
$256.48
$149.16
2021 Chevrolet Trailblazer
$155.58
$112.98
$166.83
$199.75
$158.79
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
The Trailblazer’s features, size and standard coverage needs could save you money on insurance. Features that could lead to savings:
Body type. The Trailblazer boasts a crossover frame, and older models keep a midsized SUV body. Both body types are some of the cheapest for insurance in general.
Trim options. Choose the base model 2LT or add more pizzazz with trims 3LT or RS. The 2LT includes 3,500 lbs of towing capability and a standard safety package that includes Automatic Emergency Braking, Lane Departure Warning, Front Collision Alert and more, which could play into a lower insurance rate. The 3LT and RS trims come with higher engine power and more upgrades.
Fuel. This sporty vehicle gets fuel mileage around 19 for city driving and 27 on the highway in the 2023 model. That rating stands higher than what you might expect for other SUV models. It’s definitely higher from previous Trailblazer models that see 12 mpg for city and 16 for the highway.
Engine power. The 2023 model features 137 to 155 horsepower, which is less engine power than the 2009 model. Less engine power can mean lower insurance rates.
Theft rates. Across all model years, the Trailblazer’s theft rate ranges from 1.5 to 2.5 vehicles stolen per 1,000 produced. That’s almost half the median theft rate for all vehicles, which stands at 3.6 thefts per 1,000.
Insurer options. You should have your pick of insurance companies with this popular vehicle and manufacturer. That means you can shop around for the best value.
Maintenance. Older Trailblazers have seen a high number of repair complaints compared to other Chevrolet vehicles on car repair reporting sites. Its most major repair was transmission failure in the 2005 model, which commonly cost owners over $2,000 to repair.
Coverage. If you own an older model, you might consider skipping extras like comprehensive coverage to save money for a newer vehicle. You might also want roadside assistance if things go wrong and you need help on the road. Otherwise, you can stick to what’s required by your car loan.
Warranty. The Trailblazer comes with a limited warranty for three years or 36,000 miles, plus one scheduled maintenance visit. It also extends a powertrain warranty and roadside assistance for five years or 60,000 miles.
Does the Chevrolet Trailblazer qualify for discounts?
Yes, you could qualify for multiple safety discounts with these safety features:
Airbags
Antilock brakes
Antitheft system
Daytime running lights
How reliable is the Chevrolet Trailblazer?
Overall, the Trailblazer could improve its reliability. This vehicle sees standard or substandard crash test ratings, average long-term reliability and multiple recalls on older models. These safety characteristics could play into a higher car insurance premium.
Safety. Older models received poor to adequate ratings for front and side crashes from the Insurance Institute for Highway Safety (IIHS). Although the 2021 model doesn’t have any crash test ratings yet, it does come with many driver assistance features, including a rearview camera, forward collision alert and front pedestrian braking.
Reliability. Older models like the 2009 Trailblazer have a reliability rating of 3 out of 5 stars from J.D. Power. Most car complaints center around minor problems like broken fuel gauges, except for transmission problems in 2005 models.
Recalls. The newest models haven’t seen any recalls, as of March, 2022. However, the older Trailblazers have seen several recalls on power windows. Fluid leaking into power window wiring could cause a short circuit or even fire. In addition, other recalls included overheating headlights, improper windshield mounting and leather seats that could interfere with airbag sensors.
Bottom line
The Trailblazer offers low to standard coverage needs and a cheaper type of car to insure in general. However, its substandard crash test performance could lead to higher premiums than normal for this type of vehicle. Lower costs by shopping several car insurance companies or research rates for another car you have your eyes on.
Sarah George is Staff Writer for Small Business Loans at BankRate and formally a personal finance writer at Finder focusing on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance. See full bio
Sarah's expertise
Sarah has written 134 Finder guides across topics including:
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