Audi S3 insurance rates
Shedding light on car insurance prices
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The S3 is a performance sports sedan based on Audi’s luxurious entry level vehicle, the A3. Like most other Audi vehicles, the S3 comes packed with a number of safety and driver assistance features to make for a safer and more enjoyable driving experience. These features could also help to reduce your auto insurance rates.
According to our estimates, auto insurance for an Audi S3 costs about $132 a month, or $1,584 per year, roughly $250 more than the national average of $1,318. However, your actual cost may differ, as there are a number of factors that influence the price of car insurance. Your driving history, build options on your vehicle and location are just a few of the many variables. For example, living in California could have you paying closer to its average of $1,962, whereas residents of Idaho might pay a more manageable $1,053. This is why it’s always important to compare your options before deciding on a policy and provider.
Liberty Mutual. Liberty Mutual is one of the largest auto insurance providers in the country, best known for its wide range of coverage options and great discounts. Its policies come with free roadside assistance and the option to add a number of other features.
Progressive. Established in 1937, Progressive has grown to become one of the most popular insurance providers in the US. Drivers choose this provider for customizable coverage, innovative comparison tools and responsive online platform.
Allstate. Allstate is best known for its personalized approach to auto insurance, made possible through a network of dedicated agents to help you get the best coverage and discounts. Its flexible policies offer rewards for safe drivers and free roadside assistance.
The S3 is a performance sedan designed for commuting, errands and any other form of daily driving. Its luxurious design comes standard with an array of safety and driver assistance features, meaning you should have no trouble finding coverage. However, like many other types of insurance, shopping for auto insurance coverage can be frustrating. Knowing exactly what you’re looking for can help you compare your options to find the best auto insurance for your Audi S3. The most efficient way to do this is to create a sample policy with all of the options you desire and using that template to get quotes from different providers. Here’s what you need to know.
The Audi S3 packs almost 300 horsepower into its compact body, making for an exciting trip to and from the office, or anywhere else you take it for that matter. While it’s no Audi R8, this vehicle’s powerful engine and sporty design could make it more expensive to insure. However, it also comes standard with great safety features that could help you save. Between performance, theft rates, repair costs, safety features and many other factors, there are a number of variables that providers take into account when determining your premiums. Here’s how the Audi S3’s characteristics might influence the price you pay for car insurance.
Auto insurance providers calculate your premiums to reflect the chances of you filing claims and the cost of paying them out. This is why there are so many factors that can affect the price you pay for coverage. Between your driving history, location and vehicle, there are a number of variables that might affect your chances of getting into an accident. Performance, safety features, theft rates and cost of repairs vary from vehicle to vehicle, which is why providers put a lot of emphasis on your car’s model when determining your rates. Beyond the model you drive, even the trim and packages on your vehicle can influence the price you pay for auto insurance. Based on the standard 2018 Audi S3 2.0 TFSI Premium Plus, here’s how build options might affect the cost of insurance.
You could save money on car insurance for your Audi S3 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi S3:
Unfortunately, there isn’t much information about the S3’s reliability. However, this vehicle is based on Audi’s entry level sedan, the A3, in which information is widely available. According to U.S. News and J.D. Power, the 2018 A3 received a 2.5/5 star reliability rating, slightly below average for other cars in its class. Owners on Audi enthusiast forums are satisfied with their vehicles, but mention that excessive oil consumption and minor coolant leaks are not uncommon.
The S3 itself only has one major recall on the 2017 model for air bags not deploying properly in the event of a low-speed collision. However, the A3, which the S3 is based on, has quite a few.
Despite the Audi A3 being a newer vehicle, owners have experienced a handful of issues. Common problems include rust on roof rails & door trims, electric window issues, failure of mass air flow sensors, lack of power and more. Repair costs may vary depending on the severity of the issue, mileage when issue becomes apparent and other factors.
Audi vehicles are generally designed for comfort and convenience, and the S3 is no different. While it comes standard with a powerful engine and sport tuning, this vehicle was made to be driven frequently, without requiring much maintenance. However, keeping your car up to date with oil changes and other service appointments can increase mileage and ensure that it lasts as long as possible. Here’s what to expect in terms of oil changes, mileage, service appointments and more.
The Audi S3 comes with a four-year, 50-000 mile warranty, which covers defects on parts and service, along with 24/7 roadside assistance. Once the initial new vehicle warranty expires, you can purchase the Audi Certified Plus Limited warranty, which offers two years or 50,000 more miles of separate coverage. Though the S3 is a sedan designed for frequent use and daily driving, parts may wear out over time, no matter how lightly it’s driven. Adding the extended warranty can offer the peace of mind that your vehicle is still protected, and may even increase resale value should you decide to sell your vehicle.
According to the NHTSA, the 2018 Audi S3 holds great safety ratings in almost every category. Unfortunately, this vehicle is not yet rated by the IIHS or J.D. Power. However, the 2018 A3 was the IIHS 2018 top safety pick for midsize luxury cars. Since the S3 is based on the A3, many of the safety and driver assistance features are similar.
The Audi S3 is a step up from Audi’s entry-level four-door sedan, the A3. Both vehicles come packed with safety and driver assistance features, which could contribute to their amazing safety ratings. Despite the power and sporty styling of the S3, this vehicle was designed for daily driving and should be easy to insure. While our estimates are accurate, your actual rates may vary, so it’s important to compare your options to find coverage that suits your situation and budget.
The Audi S3 has been in production since 1999, but the third and current generation was introduced in 2013. The 2017 model is known for its high performance and high-tech features. The 2017 model was awarded a Five-Star Overall Safety Rating by the National Highway Traffic Safety Administration.
Insurance companies determine the insurance cost for an Audi S3 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi S3 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Audi S3 starts at a base price of $42,900. With the average insurance rate at $1,584 per year, the annual insurance cost–to–base car price ratio is 3.7%.
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Want to see what else is out there? Learn more about what other models Audi has to offer or explore a different manufacturer to find similar options.
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