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Average Audi RS7 insurance rates
The Audi RS7 is a performance sportback that delivers a balance between luxury and power. This exclusive luxury sedan packs an impressive 560 horsepower through Audi’s esteemed Quattro all wheel drive system. On average, auto insurance for the Audi RS7 costs about $191 per month or $2,292 per year, almost $1,000 higher than the national average.
Despite its powerful engine and lavish design, there are a number of factors that keep insurance rates affordable. Vehicle, driver and location-specific factors all influence the cost of auto insurance, meaning your actual cost may vary. For example, auto insurance costs an average of $1,971 in Louisiana, but closer to $926 in Ohio. This is why it’s always important to compare your options before choosing a policy.
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A 2017 Audi RS7 starts at a base price of $110,700. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 2.1%.
Monthly insurance rate
Base car price
A4 ALL ROAD
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Audi RS7
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
Audi RS7 model year
Amount of coverage you need
Estimated miles you drive in a year
Vehicle’s safety and anti-theft features
Driver’s credit score and location
Driver’s age, marital status and gender
Driving history in the past five years
Whether the driver rents, leases or owns the vehicle
How to compare insurance for the Audi RS7
The RS7 is a powerful vehicle with a sizable price tag, but that doesn’t mean you’ll have much trouble finding coverage. Like many of Audi’s other vehicles, the RS7 is a luxury sedan that any major provider should be able to cover. The main issue when it comes to shopping around is finding the best coverage for the price. In order to get the best auto insurance for your Audi RS7, there are a number of factors you should consider. We suggest creating a sample policy with all of the coverage you need, and using that template to compare quotes from different providers.
Price. Creating a sample policy can help you analyze similar coverage options when getting quotes from providers. Once you’ve determined how much coverage you need, compare prices to determine which policy offers the best value.
Deductible. Your deductible amount can affect the cost of your monthly premiums. A higher deductible will get you lower rates, while a lower deductible can make auto insurance more expensive.
Minimum coverage. Excluding New Hampshire and Virginia, every state has its own requirements for minimum coverage. Ensure your policy meets your state’s minimums before getting on the road.
Additional coverage. Some providers may give you options to add extended coverage to your policy. This could include personal injury protection, medical payments coverage and more. Be sure to incorporate this into your quotes.
Extras. If policy extras like roadside assistance and accident forgiveness aren’t part of your policy, you may be able to add them at an additional cost. Speak with providers to find out what’s available.
Restrictions. Before signing up for a policy, find out if there are any restrictions that may limit your coverage.
Manufacturer offer or loyalty discount. Some manufacturers may have special offers or loyalty programs through insurance providers. Find out if you are eligible and you may be able to save on auto insurance.
Warranty. Find out what’s covered by your manufacturer or extended warranty to avoid paying for overlapping coverage.
What factors affect car insurance rates for Audi RS7?
The Audi RS7 is a luxury performance vehicle that comes standard with a 560 horsepower engine. At first glance, it may seem like this vehicle could cost a fortune to insure, but that’s not necessarily true since there are a number of variables that influence the cost of car insurance. Even vehicles that may be considered high-risk could be eligible for rate reductions or auto insurance discounts. Here are some factors that may affect the cost of car insurance on the Audi RS7.
Body type. The RS7 is a four-door sportback sedan, meaning it will likely be driven by families and other responsible drivers. This may help to bring down the cost of insurance.
Type of car. Like most Audi vehicles, the RS7 is classified as a luxury vehicle, and with the 560 horsepower engine, it’s also designed for performance. Luxury performance vehicles can be more expensive to insure.
Theft. Unfortunately, sedans are the most frequently stolen type of vehicle. While the RS7 itself doesn’t have high theft rates, its classification as a sedan might make for higher insurance premiums.
Repairs. Given its price tag, repair costs for the Audi RS7 could be expensive. However, parts and service should be easy to find, so its unclear how the price of insurance would be effected.
Safety ratings. Unfortunately, neither the RS7 or more basic A7 have safety or crash test ratings. However, the RS7 comes standard with a number of safety and driver assistance features that may help you save on auto insurance.
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How do trim packages and extra build options affect insurance cost?
The price you’ll pay for auto insurance boils down to two major factors: your chances of filing claims and the cost for providers to pay them out. This is why providers consider a number of variables when determining your premiums. Driver and location-specific factors both influence your chances of filing a claim, but the vehicle you drive plays a crucial role. Between safety features, vehicle performance, accident prevention technology and other elements, every car model is unique. Beyond the differences between models, the trim and packages on your vehicle can also affect your chances of filing a claim, which could in turn impact your premiums. Based on the standard 2018 Audi RS7 4.0 TFSI Quattro, here’s how various options might affect your premiums.
Trim & Engine
4.0 TFSI Performance. The performance trim adds almost 50 horsepower, carbon fibre details, the Dynamic Ride Control suspension system, a surround view camera and more. While the camera and suspension could reduce the chance of an accident, the increase in price and power could raise your insurance premiums.
Packages and options
Driver assistance package. The driver assistance package adds lane assist, cruise control, high beam assistant and other features that improve visibility. This could help you save on car insurance.
Carbon-Optic package. While this package won’t affect performance, carbon fibre is expensive and difficult to repair, which could lead to higher premiums.
Night vision assistant. This package can drastically improve your vision at night, helping you avoid large animals and other obstacles. The improvement in safety could help reduce your rates.
Rear-passenger side airbags. Adding this feature could reduce harm to occupants in the event of an accident and may help you get auto insurance discounts.
Audi RS7 money-saving safety features
You could save money on car insurance for your Audi RS7 if it comes equipped with these safety features.
Daytime running lights
Surround camera system
Rear back-up sensors
LED fog lights
Electronic stability control
Does the Audi RS7 qualify for auto insurance discounts?
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi RS7:
While there isn’t much information on the RS7’s reliability, this vehicle is essentially a performance version of Audi’s A7, which has plenty of ratings. According to U.S. News and J.D. Power, the 2018 RS7 holds a 4/5 star reliability rating which is better than most vehicles in its class. The 2017 model has an even higher 4.5/5 star rating.
Since the RS7 has only been around since 2013, there haven’t been many recalls on this model. However, the A7, which the RS7 is based on, has been involved in a few recalls. While the A7 recalls might not be directly relevant, it doesn’t hurt to check if your vehicle was affected.
2014-2018: About 3,500 2014-2018 Audi RS7s were recalled for incorrect tire information. The label listed a higher maximum weight than the vehicle can handle, which could lead to increased risk of collisions if overloaded.
2017: A limited number of 2017 Audi A7s were recalled for issues where passenger, side and window airbags would not deploy properly.
2016: Some 2016 models were also affected by the 2017 airbag recall.
2015: Some 2015 Audi A5 vehicles were also affected by the above airbag recall, though most involve problems with the head curtain airbag.
2012-2013: A number of 2012-2013 Audi A7 vehicles were recalled due to fuel leaks from a malfunctioning fuel injection system. Some models were also recalled due to an error with the Passenger Occupant Detection System that could prevent the passenger-side airbags from deploying in a crash.
There are almost no common issues with the Audi RS7. Some RS7 owners on Audi enthusiast forums have reported circumstantial issues, but there are no reports of recurring problems. With that being said, a limited number of Audi A7 owners have had issues with steering, squealing brakes and premature tire wear, but these issues may not apply to the RS7.
How safe is the Audi RS7?
Unfortunately, neither the RS7 or A7 have safety or crash test ratings. However, like most Audi vehicles, the RS7 comes standard with a number of safety features that may help to decrease your premiums or help you get auto insurance discounts.
Audi RS7 maintenance
The RS7 is a performance vehicle that comes standard with a powerful engine and a number of driver assistance features. While it is designed to provide an exciting driving experience, it also makes a great daily driver, like most of Audi’s other vehicles. Regardless of how you drive your RS7, it’s important to perform routine maintenance to ensure it performs at its best. Here’s what to expect in terms of oil changes, mileage and other maintenance.
Audi recommends an oil change every 10,000 miles or 12 months, whichever comes first. However, if your car is being driven vigorously, you may want to have it changed more frequently.
Oil changes should cost between $100 and $200, but your price may vary depending on how long it’s been since the last oil change and where you bring it for service.
According to the 2017 Audi maintenance schedule, your RS7 should be brought in for minor maintenance at 10,000 miles and every 20,000 miles after that. Standard maintenance should be done after the first 20,000 miles and every 20,000 after the initial service appointment.
The 2017 Audi RS7 gets an average of 18 miles per gallon, with 15 in the city and 25 on the highway.
The 2017 Audi RS7 comes with a four-year/50,000-mile warranty and four years of 24/7 roadside assistance.
Is an extended warranty worth it for the Audi RS7?
The Audi RS7 comes standard with a four-year, 50-000 mile warranty. However, the Audi Certified Plus Limited warranty can offer extra protection after your initial warranty expires. If purchased, the extended warranty covers your vehicle for two years or up to 50,000 more miles after your initial warranty expires. Considering that the RS7 is a performance vehicle that will likely be driven frequently, adding an extended warranty might be a good idea. As an added bonus, the extended warranty can increase resale value if you choose to sell the vehicle down the road.
About the Audi RS7
The Audi RS7 has been in production since 2013. The Audi RS7 2017 model is a close and cheaper alternative to the Audi RS7 sports car. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration.
Insurance companies determine the insurance cost for an Audi RS7 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering an Audi RS7, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
Compare Audi competitors
Find out what else Audi has to offer or explore other manufacturers altogether.
The Audi RS7 is a versatile performance vehicle that is great for commuting, families or enjoying the open road. While it doesn’t have official safety ratings, the standard safety and driver assistance features may help you get better rates on auto insurance. However, the best way to find out how much you’ll be is to compare your options to find a policy and provider suits your needs.
Frequently asked questions about the Audi RS7
The best auto insurance for the Audi RS7 depends on a number of factors, so it’s tough to say what the best provider is. However, you can get the best rates by configuring a policy that suits your needs and using that to get quotes from different providers. In doing so, you can get a better idea of what each provider has to offer and can use the quotes to determine which policy is best for your situation.
Yes and no. The RS7 is Audi’s most expensive vehicle besides the Audi R8. If you’re looking for a sportback, the RS5 is a step down in price and size, but may offer many of the features found on the RS7. The RS6 Avant is also designed for performance, but it’s a crossover/wagon, making it quite a bit bigger than the RS7.
You can learn more about state minimums here, or you can speak with your provider to find a policy that suits your needs. When shopping around, it’s essential to find a policy that fits into your budget but also fulfills your state’s minimum requirements.
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Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.
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