Audi Q8 car insurance rates

Compare coverage for this all-new luxury SUV

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yellow audi q8 2019

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The Audi Q8 is roomy and wide, but drives quick and smooth like a sports car. Its MSRP is $67,400 and the estimated average monthly cost to insure it is $160. While the Q8 is slightly more expensive than the BMW X5 — a competitor in its class — on average, it still costs less to insure than the Mercedes-Benz GLEs.

Compare car insurance for your Audi Q8

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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How do I compare insurance for the Audi Q8?

It’s got a smooth ride, a sleek entertainment system and two rows of seats that make it more family-friendly than other luxury sports cars. Consider a few factors when shopping for insurance.

  • Body type. It’s an SUV, which tend to be more expensive to insure than coupes or sedans.
  • Fuel. The Q8 gets 17 mpg city and 22 highway, according to government estimates.
  • Maintenance. Audi suggests only using Audi genuine parts on your Q8, serviced by a factory-trained technician and specialized tools. While it may be more expensive than going to a regular service provider, those genuine components are backed by Audi’s parts limited warranty for new cars. Plus, Audi dealerships offer complimentary multi-point inspections when you bring in your vehicle.
  • Coverage. You may need to look into luxury insurance for your Audi Q8, since it’s more expensive than the average car and typical maximums might not be enough to cover its value.
  • Warranty. Audi’s new car limited warranty covers four years or 50,000 miles, whichever comes first, as well as four years of Audi 24-hour roadside assistance.

Does the Audi Q8 qualify for car insurance discounts?

Your best bet at cutting costs is with the Q8’s advanced safety features, which could net you car insurance discounts for having a safe car.

  • Advanced airbag protection system
  • Electronic stability control
  • Anti-lock brake system (ABS)
  • Rear view camera
  • Seatbelt pretensioners

Why is insurance so high for the Audi Q8?

The Q8’s turbocharged V-8 engine delivers 335 horsepower and can accelerate from zero to 60 mph in five seconds. Its power and overall price tag make this luxury vehicle pricey to insure because covering the cost of replacement or repairs poses a large risk to the insurer.

How reliable is the Audi Q8?

The Q8 has stellar safety ratings, but it isn’t perfect overall.

  • Safety. It’s a 2019 “Top Safety Pick” by the Insurance Institute for Highway Safety (IIHS) due to “good” overall crashworthiness and “superior” crash avoidance and mitigation. The Q8 is thoroughly designed to protect passengers in the event of an accident.
  • Reliability. Based on reviews, overall you can depend on this car to get you from point A to point B. But keep in mind that German engineering requires specialized service, so regular maintenance is essential to keeping this vehicle in tip-top shape.
  • Recalls. Overall, Audi’s had its fair share of recalls over the last few years due to improperly installed airbags and pretensioners, as well as faulty brake lights, fuel pumps and inflators. It’s also been dinged for violating the EPA Clean Air Act. There’s one recall on the 2019 Q8 for loose shock absorbers that could impair vehicle steering. Audi has notified owners and will replace any faulty parts for free.

Bottom line

The Audi Q8 is an athletic yet cozy vehicle — a good fit for those who want the feel of luxury without a race car aesthetic. Get the best rates for protecting your car by comparing quotes from different providers.

Frequently asked questions about the Audi Q8

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