BrightenLoans is not currently available on Finder
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- Due date extensions available
- Overdraft predictions
- No interest or late fees
Bottom line: While BrightenLoans appears to be a standard connection service, its lack of transparent contact information, customer reviews and information about its network of lenders means you might want to tread carefully when submitting personal details.
$100
Min. Amount
$5,000
Max. Amount
Typically one to two business days
Turnaround time
Product Name | BrightenLoans |
---|---|
Min. Amount | $100 |
Max. Amount | $5,000 |
Loan Term | Varies by lender |
Turnaround Time | Typically one to two business days |
Requirements | Bank account, $1,000 monthly income after taxes, at least 90 days employed or other regular source of income, valid phone number and email, at least 18 years old, US citizen or permanent resident |
Review by
Kellye Guinan is a freelance editor and writer, specializing in consumer lending. Her writing and analysis has been featured on Bankrate, MSN and MediaFeed. She holds degrees in anthropology and German language and literature from Middle Tennessee State University.
BrightenLoans is an option for people who don’t have the time to compare short-term lenders. But unlike many of its competitors, it’s missing critical information about what lenders in its network charge for a loan and how the overall process works. Its privacy policy also states that it might sell or rent your information — which could result in a large amount of marketing calls or emails.
Overall, it may make more sense to compare other short-term loan options to find a more transparent service.
There is no cost to use BrightenLoans' connection service. However, you may be connected with a lender that charges interest rates well above 300%, depending on your state laws. Check your loan agreement for a full breakdown of the costs of your loan, including its APR and other terms.
Yes, BrightenLoans appears to be a legit connections service. It has a privacy policy and clear terms of service that outline how it will use your information. But keep in mind this can include selling it to third parties. However, its limited contact information is a red flag.
And while it's common for connection services not to have many customer reviews, it means you won't have any idea about the type of experience you might have with BrightenLoans. You may want to consider working with a lender directly before turning to this connection service.
BBB accredited | No |
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BBB rating | NR |
Customer reviews verified as of | 13 November 2020 |
It's not unusual for a connection service to lack customer reviews. But it makes identifying the best marketplace difficult. If you choose to use BrightenLoans, research the lender you're connected with to ensure its customers rate it well.
The lenders in BrightenLoans' network require you to meet a few requirements to qualify for a loan:
BrightenLoans doesn't work with lenders in every state. Confirm short-term loans are legal where you live before submitting your information through its online form.
BrightenLoans requires you to submit some personal information through its online form, including:
To get connected with a lender in BrightenLoans' network, follow these steps:
It should only take a few minutes for your information to be processed. If you're connected with a lender, BrightenLoans will redirect you to its website so you can finalize your application.
Your repayment options depend on the lender you're connected with. In most cases, repayments will be automatically taken from your attached bank account. However, some lenders may allow you to mail a check or offer other repayment options.
BrightenLoans may be useful if you haven't been successful in finding a lender. But you should consider more short-term loan providers before you submit information through BrightenLoans' online form.
BrightenLoans is not currently available on Finder
Have you considered Brigit?
Have up to $250 automatically deposited into your account — for a $9.99 membership fee.