Walmart doesn’t accept Apple or Google Pay in stores or online. In a nutshell, it wants customers to use its own proprietary digital wallets, such as Walmart Pay and One Pay.
You can use these digital wallets at Walmart stores or on its website:
One Pay by One Finance is a Walmart-exclusive digital payment system. It doesn’t have any fees or require a paid subscription service. Here’s how to get it:
One Pay also offers cashback rewards, even if you don’t use your One Cash debit card. One Finance states that when you use One Pay at Walmart, you can earn cash back and there will always be some type of revolving deal available.
If you have a One Cash account, there are more perks to be had. You can earn up to 3% cash back on Walmart purchases, up to $50 per year, if you set up direct deposit of at least $500 per month. The One debit card also offers free cash deposits and withdrawals at Walmart locations.
If you’re a frequent Walmart shopper, the Walmart app and digital payment method can be convenient. Walmart Pay doesn’t have monthly fees or require any cash to sign up.
Here’s how to get Walmart Pay in four steps:
Walmart is worth over $555 billion, has over 10,500 locations and employs over 2 million people. With a company that big, it can create its own digital payment methods so it doesn’t have to accept Apple or Google Pay.
Learn more about digital wallets here, or compare the best checking accounts for debit cards you can add to digital wallets for electronic payments.
No, Walmart doesn’t accept Apple Pay in-store, at self-checkouts or for online purchases.
No, Walmart doesn’t accept Google Pay for online or in-store purchases.
Yes, if you use Walmart Pay, One Pay digital wallet or PayPal. These digital wallets allow you to make contactless payments at Walmart, or you can scan the QR code at checkout with your phone’s camera.
You can avoid monthly maintenance fees on deposit accounts, but the easiest way is to open an account that doesn’t charge them.
Many online banks like SoFi, Chime and Varo still offer ATM access, even though they don’t have their own branded ATMs.
If you get what you pay for, what do you get with a free bank account?
Greenlight, Modak Makers, Current, Step, Alliant Credit Union, Axos and these others are some of the best bank accounts for teens with jobs.
BMO is a large bank with a broad suite of services, but customer reviews on Reddit aren’t glowing. SoFi, Axos and Upgrade are alternatives.
Chime offers a competitive $100 referral bonus and a $100 direct deposit bonus when you meet certain requirements. See details here.
BMO has a lot of products, but its low rates and accounts lack bells and whistles.
Chase gets our pick for the better bank for its strong customer service, easy-to-use digital platform and more physical branch locations.
Varo Bank is a legitimate bank account with early direct deposit, cash back rewards and no monthly fee. See our full review here.
SoFi is our top pick for the best joint bank account. Other top banks include Relay, Greenlight, Ally and Quontic.