Does Walmart Take Apple Pay or Google Pay?

Walmart doesn’t accept Apple or Google Pay in stores or online. In a nutshell, it wants customers to use its own proprietary digital wallets, such as Walmart Pay and One Pay.

What digital payment methods can I use at Walmart?

You can use these digital wallets at Walmart stores or on its website:

• One Pay. A new Walmart-exclusive digital payment system offered by the fintech company One Finance. One Pay is a contactless payment method that can earn Walmart cashback offers. You can save up to five cards in this wallet, or up to four cards if you don’t have the One Cash debit card.
• Walmart Pay. Walmart’s own digital payment system. Through the Walmart app, you can add debit, credit or gift cards to make in-store or online purchases.
• PayPal. Surprisingly, Walmart does accept PayPal as a payment method in some store locations and on its website.

How to get the One Pay digital wallet

One Pay by One Finance is a Walmart-exclusive digital payment system. It doesn’t have any fees or require a paid subscription service. Here’s how to get it:

1. Download the One app from the App Store or Google Play.
2. Enter your phone number, name and email address.
3. Add your preferred cards for payments. You can also open a One Cash account to earn more Walmart cashback rewards with eligible direct deposits.
4. Select One Pay when checking out at Walmart locations or fuel stations.

One Pay also offers cashback rewards, even if you don’t use your One Cash debit card. One Finance states that when you use One Pay at Walmart, you can earn cash back and there will always be some type of revolving deal available.

If you have a One Cash account, there are more perks to be had. You can earn up to 3% cash back on Walmart purchases, up to $50 per year, if you set up direct deposit of at least $500 per month. The One debit card also offers free cash deposits and withdrawals at Walmart locations.

How to get Walmart Pay

If you’re a frequent Walmart shopper, the Walmart app and digital payment method can be convenient. Walmart Pay doesn’t have monthly fees or require any cash to sign up.

Here’s how to get Walmart Pay in four steps:

1. Download the Walmart app from the App Store or Google Play.
2. Create a Walmart account.
3. Add your preferred credit, debit or gift cards to your Walmart account.
4. Open the Walmart app at checkout, either in-store or online, and select Walmart Pay to pay for your items.

Bottom line

Walmart is worth over $555 billion, has over 10,500 locations and employs over 2 million people. With a company that big, it can create its own digital payment methods so it doesn’t have to accept Apple or Google Pay.

Learn more about digital wallets here, or compare the best checking accounts for debit cards you can add to digital wallets for electronic payments.

Frequently asked questions

Does Walmart self-checkout take Apple Pay?

No, Walmart doesn’t accept Apple Pay in-store, at self-checkouts or for online purchases.

Does Walmart take Google Pay?

No, Walmart doesn’t accept Google Pay for online or in-store purchases.

Can I pay at Walmart with my phone?

Yes, if you use Walmart Pay, One Pay digital wallet or PayPal. These digital wallets allow you to make contactless payments at Walmart, or you can scan the QR code at checkout with your phone’s camera.

To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.

Written by

Bethany Hickey

Banking editor

Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

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Bethany has written 460 Finder guides across topics including:

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