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finder.com’s rating: 4.1 / 5
★★★★★
Up to 5x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 15 months (then 12.49% to 25.49% variable)
0%
Intro balance transfer
for the first 15 months (then 12.49% to 25.49% variable)
Annual fee | $0 |
---|---|
Welcome Offer | 5x points on gas, groceries, and drugstores for the first 6 months on up to $12,500, then 1x points after that and on all other purchases |
Rewards | 5x points on gas, groceries, and drugstores for the first 6 months on up to $12,500, then 1x points after that and on all other purchases |
Purchase APR | 0% intro for the first 15 months (then 12.49% to 25.49% variable) |
Balance transfer APR | 0% intro for the first 15 months (then 12.49% to 25.49% variable) |
Recommended minimum credit score | 670 |
Issuer | Visa |
Review by
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
The Wells Fargo Rewards® Card is a gas-and-groceries rewards card that comes with no annual fee and flexible redemption for cash or airline miles. For the first six months, you’ll earn a generous 5x points on gas, groceries and drugstore purchases.
A 0% APR on purchases and balance transfers for 15 months will save you even more. And because it’s a Visa, you’ll get network benefits that range from roadside dispatch to travel accident insurance, adding to the card’s appeal.
Review Site | Star rating | Review count |
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Wallet Hub | 3.7/5 | 429 reviews |
Wells Fargo processes its applications online, which means that you can typically learn your application’s conditional approval soon after submitting it.
Apply for the Wells Fargo Rewards® Card if you’re:
To apply for this card, you’ll need to provide your:
People with credit scores of 670 or higher have a better chance of approval for this card.
This is a no-frills rewards card that’s on par with many others out there. It offers a 0% intro APR on purchases and transfers that just might be what you need to make your decision.
But if you’re a big spender or travel internationally often, you might want to consider other cards offering rewards that could benefit your specific lifestyle or habits.
Our guide to the best 0% APR cards
★★★★★ — Excellent
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★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.