Vauxhall Meriva insurance group and cost

The Vauxhall Meriva is a small city car, which is mostly unremarkable, but has sold reasonably well since it was introduced by the British manufacturer since 2003. This is partly due to the fact that it’s relatively affordable ot buy, run, and insure. In this guide, you’ll learn the key facts about insuring a Vauxhall Meriva, including how to reduce your premiums.

Vauxhall Meriva insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Vauxhall Meriva models range from insurance groups 6 to 18, so you can generally expect the cost of your insurance to be quite reasonable and cheaper than models such as the Hyundai i30 or the Citroen C1.

However, insurance costs can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £688 for cover on a Vauxhall Meriva 1.4i 16V Energy 5d (insurance group 7), or around £791 for a Vauxhall Meriva 1.6 CDTi 16V (110bhp) SE 5d which falls in insurance group 18. In this specific example, the insurance cost for a model that is eleven groups higher is an extra £103 which is likely down to the increase in engine size.

You can find the insurance group and likely car insurance cost of your Vauxhall Meriva model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Average Vauxhall Meriva insurance cost

To provide you with an idea of how much it may cost you to insure your Vauxhall Meriva, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Vauxhall Meriva with a comprehensive policy for the monthly price of £63.24, or an annual sum of £686.21.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • 5 years no claim discount
  • No driving or other convictions in the last 5 years

Vauxhall Meriva insurance cost by location

The table above shows the average cost of Vauxhall Meriva insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance premium, one of the biggest being your location.

To show the power of the post code, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Vauxhall Meriva 1.4T 16V Active 5d.

• Expensive: £865 (London SE1)
• Average: £731 (Newcastle NE1)
• Cheap: £532 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Vauxhall Meriva insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £672 for the 1.3-litre Vauxhall Meriva 1.3 CDTi S 5d, but could pay around £791 for the 1.7-litre Vauxhall Meriva 1.7 CDTi 16V (130bhp) SE 5d. In this example, it costs an extra £119 for a Vauxhall Meriva model that holds an extra 0.4 litre engine capacity.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £895 for insurance for a Vauxhall Meriva 1.7 CDTi 16V S 5d Auto, while the same 30-year-old in Newcastle may only pay £756. As you can expect with a city that is home to over eight million people, car crime in London is much higher than it is in Newcastle. The increase of £139 for the London post code is testament to this.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,471 for the Vauxhall Meriva 1.4i 16V Exclusiv 5d, while the average 40-year-old Londoner will only pay £771. In this example, a driver that is 40 years old will pay £700 less than a driver who is 20 years old.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your car usage
• No claim discount

Vauxhall Meriva facts and trivia

• This vehicle is known in some parts of the world as the Opel Meriva or the Chevrolet Meriva.
• There are typically four trims available; Life, Club, Tech Line and SE.

Bottom line

An advantage of this basic MPV vehicles is that they’re relatively affordable to insure. That is certainly an advantage of the Vauxhall Meriva, and you can reduce your premiums even further by following the advice in this guide.

Frequently asked questions

• How much does a Vauxhall Meriva cost?

  In the United Kingdom, the on-the-road price of a Vauxhall Meriva starts from £11,625.

• What is the top speed of a Vauxhall Meriva?

  Depending on the model, Vauxhall Merivas can reach top speeds of 122 mph.

• Is the Vauxhall Meriva safe?

  The Vauxhall Meriva was awarded 5 out of 5 stars under the Euro NCAP safety analysis. Vauxhall Meriva models score above average across the board with 89% on adult occupant safety and 86% for safety assist.

• How much car tax do I have to pay for the Vauxhall Meriva?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Vauxhall Meriva?

  You can buy a Vauxhall Meriva online or by visiting your local Vauxhall retailer. You can also buy Vauxhall Merivas through various motor resellers and websites.

• Is the Vauxhall Meriva expensive to insure?

  This depends on the specific model of Vauxhall Meriva you have and the insurance group it falls under. Vauxhall Meriva models can range between insurance groups 6 and 18, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Compare insurance for other Vauxhall models