Vauxhall Agila insurance group

Find out the average cost of insurance for a Vauxhall Agila and which insurance group it falls under.

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The Vauxhall Agila is a city car that looks great, performs well and is affordable. In this guide, you’ll discover how much it costs to insure based on the model version and factors related to the driver.

What insurance group does the Vauxhall Agila fall under?

Before being made available to buy, all vehicles are given a specific insurance group that ranges from 1 (cheapest to insure) to 50 (most expensive). These groups help insurers determine a suitable cost for your premium. Vauxhall Agila models can be found in insurance groups ranging from 4 to 12, meaning the car insurance will be relatively cheap.

The costs will vary depending on the different factors associated with your chosen vehicle, and what group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £631 for cover on a Vauxhall Agila 1.0 12V Expression 5d that is in insurance group 4 or around £731 for a Vauxhall Agila 1.3 CDTi Club 5d that is in insurance group 11. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0 12V Expression 5d 4 £1,088 £631 £553 £446 Get Quote
1.0 12V 68bhp ecoFLEX Expression 5d 5 £1,126 £653 £573 £462 Get Quote
1.0 12V ecoFLEX Expression 5d 5 £1,126 £653 £573 £462 Get Quote
1.0 12V Club (AC) 5d 4 £1,088 £631 £553 £446 Get Quote
1.0 12V Club 5d 4 £1,088 £631 £553 £446 Get Quote
1.0 12V ecoFLEX Club (AC) 5d 5 £1,126 £653 £573 £462 Get Quote
1.0 12V ecoFLEX Club 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 16V Club (AC) 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 16V Club (AC) 5d Auto 8 £1,207 £700 £613 £495 Get Quote
1.2 16V Club 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 16V Club 5d Auto 8 £1,207 £700 £613 £495 Get Quote
1.3 CDTi Club (AC) 5d 11 £1,261 £731 £641 £517 Get Quote
1.3 CDTi Club 5d 11 £1,261 £731 £641 £517 Get Quote
1.3 CDTi ecoFLEX Club AC 5d 11 £1,261 £731 £641 £517 Get Quote
1.3 CDTi ecoFLEX Club 5d 11 £1,261 £731 £641 £517 Get Quote
1.0 12V (68bhp) ecoFLEX S (AC) 5d 6 £1,159 £672 £589 £475 Get Quote
1.0 12V (68bhp) ecoFLEX S 5d 6 £1,159 £672 £589 £475 Get Quote
1.0 12V S AC 5d 6 £1,159 £672 £589 £475 Get Quote
1.0 12V S 5d 6 £1,159 £672 £589 £475 Get Quote
1.2 VVT S (AC) 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 VVT S (AC) 5d Auto 9 £1,225 £711 £623 £502 Get Quote
1.2 VVT S 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 VVT S 5d Auto 9 £1,225 £711 £623 £502 Get Quote
1.2 16V Design 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 16V Design 5d Auto 8 £1,207 £700 £613 £495 Get Quote
1.3 CDTi Design 5d 11 £1,261 £731 £641 £517 Get Quote
1.3 CDTi ecoFLEX Design 5d 12 £1,281 £743 £651 £525 Get Quote
1.2 VVT SE 5d 10 £1,242 £721 £631 £510 Get Quote
1.2 VVT SE 5d Auto 10 £1,242 £721 £631 £510 Get Quote

Vauxhall Agila insurance cost by location

The table above shows the average cost of insuring a Vauxhall Agila, based on insurance groups and driver age. However, there are a lot of other factors that affect the cost of your car insurance premium, one of the biggest being your location.

To show the power of your home address, we have pulled together some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Vauxhall Agila 1.0 12V S 5d.

  • Expensive: £805 (London SE1)
  • Average: £672 (Newcastle NE1)
  • Cheap: £477 (Galashiels TD1)

Which factors affect my Vauxhall Agila insurance rate?

Along with insurance group, here are some of other factors that affect your insurance premium costs:

  • Engine type and capacity. In general, vehicles with bigger engines cost more to insure. For example, it may cost £780 to insure a Vauxhall Agila 1.0 12V 68bhp ecoFLEX Expression 5d, while the bigger engined Vauxhall Agila 1.3 CDTi ecoFLEX Club 5d may cost £865 to insure. That’s an £85 per year difference for an engine that’s 0.3 litres bigger.
  • Driver location. Insurers use your home address to calculate the likelihood of you making a claim on your car insurance. If you live in an area where motorists are more likely to make a claim, you’ll pay for your premium. For example, a 30-year-old in central London may pay £865 for insurance for a Vauxhall Agila 1.3 CDTi Design 5d, while the same 30-year-old in Newcastle may only pay £731. This £134 difference occurs because Londoners are statistically more likely to make a claim on their policies.
  • Driver age. The youngest drivers are most likely to claim on their car insurance, and that’s why they have to pay more to be covered. The average 20-year-old driver in London may pay £1,400 for the Vauxhall Agila 1.0 12V S AC 5d, while the average 40-year-old Londoner will only pay £733. As you can see, in this example, the 20-year-old would have to pay more to insure a Vauxhall Agila.

Other factors that influence the cost of your insurance include:

  • Your car’s safety rating score
  • Your car’s security and any extra anti-theft precautions
  • The model of your vehicle
  • The age of your vehicle
  • Annual miles driven
  • Your driving history and activity
  • Your marital status
  • Your credit history
  • Your occupation
  • No claim discount

How can I save on my Vauxhall Agila premium?

Car insurance is obligatory if you want to drive your vehicle or even keep it on the road. But you don’t have to let it ruin your monthly budget. There are plenty of actions you can take to lower the cost of your premium, and we’ve listed some of them below.

  • Limit your car usage (where possible). If you can lower your annual mileage, you’ll be deemed a lower risk by insurers and this can help to save on your premium.
  • Pay annually rather than monthly. While it might be intimidating to part with a large sum of money in one go, you’ll usually save in the long run. This is because most insurers charge interest on monthly premium payments.
  • Install extra safety precautions. By adding extra safety measures, you’ll be deemed as lower risk by insurers, and that’s why these extra features can help you lower your premium.
  • Shop around for the best deal. Don’t blindly settle for the renewal price given to you. Most insurers save their best deals for new customers, so you’re likely to save by switching insurance companies each year.

Bottom line

The Vauxhall Agila is a cheap car, but it has a lot of flaws. Many reviewers complain about the selection of engines and the handling. At least it’s cheap to insure, and the tips in this guide will help you cut your premiums even further.

Frequently asked questions

*51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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