Mattresses: Our top picks, best deals and guides to help you on your mattress buying journey

Financing a mattress online

Most online mattress brands now offer financing options, either through the company’s own financial product or with a third-party service like Clearpay or Klarna. Some even offer special zero-interest financing options to qualifying customers. You can check out our full guide on where you can buy now, pay later for mattresses for more info.

To see if you qualify, select the available financing option at checkout. You should be prompted to complete a quick online application, and then receive a nearly instant approval decision. Just make sure you read the fine print and understand the interest rate, term length and any fees or penalties that you could incur before committing to a payment agreement.

Frequently asked questions

Is buying a mattress online a good idea?
It depends on your personal preferences and what you’re looking for. Most online mattress brands offer risk-free trials, so you can sleep on your new mattress before deciding if you want to keep it. This eliminates much of the risk of shopping online for such a major purchase. You should also be able to get free delivery, as long as you live within mainland UK.

Is it cheaper to buy a mattress online?
In many cases, yes. Online companies don’t have the overhead costs of running physical stores, so those savings can be passed onto its customers. Plus, most online mattress brands now offer free delivery, which isn’t always the case when you shop in-store.

What should I look for when buying a mattress online?
First, consider the type of mattress you want. If you know you prefer a hybrid mattress to foam, you can cross all-foam beds off your list. Next, consider the price point, softness or firmness and extra features like dual-comfort zones for couples, cooling gel layers or a unique material like Purple has to offer.

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