Lifestyle Loans personal loans review
You can apply for a Lifestyle Loans unsecured or guarantor personal loan for up to £7,500, with same-day approval and funding.
Lifestyle Loans personal loans
- Borrow from £1,000 to £7,000
- Quick application and no upfront fees
- Choose between an unsecured loan option or a guarantor loan option
Representative example: Borrow £2,000 over 12 months at a rate of 49.9% p.a. (fixed). Representative APR 49.9% and total payable £2,473.52 in monthly repayments of £206.13.
What is Lifestyle Loans?
Lifestyle Loans is a British lender that was founded in 2016 and is based in Shropshire. It offers fixed-rate unsecured personal loans and guarantor loans to those looking to borrow from £1,000 to £7,500 for any worthwhile purpose.
How do Lifestyle personal loans work?
You can apply for either a Lifestyle unsecured personal loan or guarantor loan online, with all loans offered with a fixed annual interest rate of 49.9%, fixed monthly repayments and no upfront fees.
With an unsecured personal loan, you can borrow up to £5,000, or up to £7,500 with a guarantor loan.
Am I eligible for a Lifestyle personal loan?
You’ll need to meet the following criteria to be eligible for a Lifestyle Loans unsecured or guarantor loan:
Depending on your loan application, you may need to provide a guarantor to agree to cover the cost of the loan if you fail to repay it on time. You should only apply for a Lifestyle personal loan if you’re confident you’ll be able to meet your repayments.
What information will I need to apply?
You’ll need to provide the following information as part of your Lifestyle Loans online application:
- Address and contact details
- Purpose of the loan
- Monthly income and employment details
- Bank or building society details
If you’re applying for a guarantor loan, you’ll also need to supply your guarantor’s name and contact details.
Can I get a Lifestyle loan with bad credit?
Yes, it’s possible to get a Lifestyle loan if you have bad or no credit, but you may need to apply for a guarantor loan instead of an unsecured personal loan. A guarantor is someone who agrees to cover the remaining cost of your loan in the event you can no longer afford to pay it off.
Frequently asked questions
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