To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyTo make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyPlease note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Lifestyle Loans is a British lender founded in 2016 and based in Shropshire. It offers fixed-rate unsecured personal loans and guarantor loans to those looking to borrow between £1,000 to £5,000 for any worthwhile purpose.
You can apply for either a Lifestyle unsecured personal loan or guarantor loan online, with all loans offered with a fixed annual interest rate of 59.9%, fixed monthly repayments and no upfront fees.
With an unsecured personal loan, you can borrow between £1,000 to £5,000 with a guarantor loan.
Lifestyle Loans has received positive customer reviews, according to review platform Trustpilot. It currently has an “excellent” rating of 4.9 out of 5, based on more than 350 reviews (updated February 2024). Many customers praised its quick and professional customer service.
You’ll need to meet the following criteria to be eligible for a Lifestyle Loans unsecured or guarantor loan:
Depending on your loan application, you may need to provide a guarantor to agree to cover the loan’s cost if you fail to repay it on time. You should only apply for a Lifestyle personal loan if you’re confident you can meet your repayments.
You’ll need to provide the following information as part of your Lifestyle Loans online application:
If you’re applying for a guarantor loan, you’ll also need to supply your guarantor’s name and contact details.
Yes, it’s possible to get a Lifestyle loan if you have bad or no credit, but you may need to apply for a guarantor loan instead of an unsecured personal loan. A guarantor is someone who agrees to cover the remaining cost of your loan if you can no longer pay.
You can contact Lifestyle Loans by phone on 0330 0889764 or by email at info@lifestyleloans.co.uk with any queries.
If you’re looking for speed and ease, Lifestyle Loans provides a quick quote – provided you meet the eligibility criteria. Not to mention, you can get quick answers to any queries by phoning or emailing their customer service team. However, having a bad or low credit score may limit your options. If you can’t make the repayments, you risk damaging your credit score.
The results of the Finder Customer Satisfaction Awards 2025 are in, and the winner of the personal loans category has been decided.
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