Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Bank of Ireland (UK) loan calculator and 2023 review
Our Bank of Ireland loan calculator will help you work out how much you'll pay back on a Bank of Ireland personal loan, and how it compares.
Bank of Ireland (UK) personal loans are provided by NIIB Group Limited. You can apply online or over the phone, and Bank of Ireland promises a quick decision in most cases.
Calculate the cost of a Bank of Ireland loan
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How do Bank of Ireland loans compare against the competition?
Table: sorted by representative APR, promoted deals first
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Bank of Ireland UK loan rates at a glance
The Bank of Ireland UK Online Personal Loan charges 5.5% APR representative on loans between £15,000 and £25,000. Bank of Ireland UK offers the loan with repayment terms between 1 and 7 years and applicants can apply to borrow from £1,000 to £40,000.
Overview of Bank of Ireland UK loans
| Loan type | Unsecured Personal Loan |
|---|---|
| Loan amounts | £1,000.00 to £25,000.00 |
| Loan terms | 6 Months to 5 Years |
| Loan rate type | Fixed |
| Product fee | 0% |
| Same day funding available | |
| Instant decisions in most cases | |
| Soft-search facility available | |
| Joint applications | |
| Overpay without penalty | |
| Concurrent loans allowed | |
| Topping-up pays off existing loan and initiates a new loan | |
| Repayment methods | Direct Debit |
How to apply
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland customer reviews
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 405 reviews (updated June 2022). Customers cited issues with using the app and poor customer service.
Will you be approved?
Check your personalised rates and likelihood of acceptance.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
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