Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Bank of Ireland (UK) personal loans are provided by NIIB Group Limited. You can apply online or over the phone, and Bank of Ireland promises a quick decision in most cases.
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
The Bank of Ireland UK Online Personal Loan charges 5.5% APR representative on loans between £15,000 and £25,000. Bank of Ireland UK offers the loan with repayment terms between 1 and 7 years and applicants can apply to borrow from £1,000 to £40,000.
Loan type | Unsecured Personal Loan |
---|---|
Loan amounts | £1,000.00 to £25,000.00 |
Loan terms | 6 Months to 5 Years |
Loan rate type | Fixed |
Product fee | 0% |
Same day funding available | |
Instant decisions in most cases | |
Soft-search facility available | |
Joint applications | |
Overpay without penalty | |
Concurrent loans allowed | |
Topping-up pays off existing loan and initiates a new loan | |
Repayment methods | Direct Debit |
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 405 reviews (updated June 2022). Customers cited issues with using the app and poor customer service.
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