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Bank of Ireland (UK) personal loans are provided by NIIB Group Limited. You can apply online or over the phone, and Bank of Ireland promises a quick decision in most cases.
Calculate the cost of a Bank of Ireland loan
How do Bank of Ireland loans compare against the competition?
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
Bank of Ireland UK loan rates at a glance
The Bank of Ireland UK Online Personal Loan charges 2.9% APR representative on loans between £15,100 and £25,000. Bank of Ireland UK offers the loan with repayment terms between 1 and 7 years and applicants can apply to borrow from £1,000 to £25,000.
Overview of Bank of Ireland UK loans
|Loan type||Unsecured Personal Loan|
|Loan amounts||£1,000.00 to £25,000.00|
|Loan terms||6 Months to 5 Years|
|Loan rate type||Fixed|
|Same day funding available|
|Instant decisions in most cases|
|Soft-search facility available|
|Overpay without penalty|
|Concurrent loans allowed|
|Topping-up pays off existing loan and initiates a new loan|
|Repayment methods||Direct Debit|
How to apply
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland customer reviews
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 250 reviews (updated 7 April 2021). Customers cited issues with using the app and poor customer service.
Will you be approved?
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