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Check your personalised rates and likelihood of acceptance.
Bank of Ireland (UK) loan calculator and 2023 review
Our Bank of Ireland loan calculator will help you work out how much you'll pay back on a Bank of Ireland personal loan, and how it compares.
The Bank of Ireland is no longer accepting new personal loans applications in the UK market. We’ve kept this review for historical purposes. You can compare alternative loans.
Bank of Ireland (UK) personal loans were provided by NIIB Group Limited. You could apply online or over the phone, and Bank of Ireland promised a quick decision in most cases.
How do Bank of Ireland loans compare against the competition?
Table: sorted by representative APR, promoted deals first
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Quick overview of Bank of Ireland UK personal loans
| Representative APR | |
|---|---|
| Loan terms | From year to years |
| Loan amount not specified | |
| Age eligibility | Age eligibility not specified |
| Application fee | No application fee |
| Repayment holiday | Repayment holiday not permitted |
How to apply
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland customer reviews
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 500 reviews (updated November 2023). Customers cited issues with using the app and poor customer service.
Customer support
To get in contact with Bank of Ireland’s customer support, you can use Twitter or Facebook to message them or alternatively you can use the online chatbox found on the website. The chat function is available 9:15am to 4:30pm Monday to Friday (excludes bank holidays).
Will you be approved?
Check your personalised rates and likelihood of acceptance.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
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