The Bank of Ireland is no longer accepting new personal loans applications in the UK market. We’ve kept this review for historical purposes. You can compare alternative loans.
Bank of Ireland (UK) personal loans were provided by NIIB Group Limited. You could apply online or over the phone, and Bank of Ireland promised a quick decision in most cases.
Our calculator lets you pick how much you want to borrow over a time frame that suits you, so you can estimate how much you would pay back each month and pay back overall. We base our calculations on Bank of Ireland’s representative APR. While many lenders tailor rates to the individual – offering higher rates to applicants that they deem less creditworthy – with Bank of Ireland, if your application is successful, you’ll be offered a loan at the advertised APR.
Quick overview of Bank of Ireland UK personal loans
Loan amount not specified
Loan terms
From year to years
Age eligibility
Age eligibility not specified
Application fee
No application fee
Repayment holiday
Repayment holiday not permitted
How to apply
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland customer reviews
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 500 reviews (updated November 2023). Customers cited issues with using the app and poor customer service.
Customer support
To get in contact with Bank of Ireland’s customer support, you can use Twitter or Facebook to message them or alternatively you can use the online chatbox found on the website. The chat function is available 9:15am to 4:30pm Monday to Friday (excludes bank holidays).
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
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Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.
Experiencing unexpected costs and considering a £1,000 short term loan? Use our in-depth guide to compare rates between lenders and get a fast and simple estimate of costs.
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