Bank of Ireland (UK) loan calculator and review

Our Bank of Ireland loan calculator will help you work out how much you'll pay back on a Bank of Ireland personal loan, and how it compares.

Bank of Ireland UK

The Bank of Ireland is no longer accepting new personal loans applications in the UK market. We’ve kept this review for historical purposes. You can compare alternative loans.

Bank of Ireland (UK) personal loans were provided by NIIB Group Limited. You could apply online or over the phone, and Bank of Ireland promised a quick decision in most cases.

Quick overview of Bank of Ireland UK personal loans

Loan amount not specified
Loan terms From year to years
Age eligibility Age eligibility not specified
Application fee No application fee
Repayment holiday Repayment holiday not permitted

How to apply

If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.

Bank of Ireland customer reviews

Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 500 reviews (updated November 2023). Customers cited issues with using the app and poor customer service.

Customer support

To get in contact with Bank of Ireland’s customer support, you can use Twitter or Facebook to message them or alternatively you can use the online chatbox found on the website. The chat function is available 9:15am to 4:30pm Monday to Friday (excludes bank holidays).

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Chris Lilly's headshot
Written by

Head of publishing

Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

Chris's expertise
Chris has written 567 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
  • Financial health
  • Share trading

More guides on Finder

  • Abound personal loan (formerly Fintern loans) review

    Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.

  • Marks & Spencer loan calculator

    Considering an M&S Bank personal loan? Use our calculator to work out how much you’ll pay back and how M&S holds up against the competition.

  • Let our Novuna loans calculator do the work

    Novuna (formerly Hitachi) Personal Finance is not a bank – it’s a simplified, online finance provider from Japan that makes instant decisions on personal loans. Check out whether Novuna could be the yin to your financial yang.

  • Browse personal loan providers: A to Z list

    Planning a large expenditure like some home improvements, a wedding or a new car? Looking to simplify existing debt? Then an unsecured personal loan could help you. Here are some popular UK lenders that we review and compare.

  • Post Office loans calculator and review

    Compare Post Office fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

  • Tesco loans calculator and overview

    Compare Tesco fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

  • M&S personal loans calculator and review

    Find out more about M&S unsecured personal loans of between £1,000.00 to £25,000.00 Enjoy a fixed rate, no setup fees and the option to defer repayments for the first three months.

  • AA personal loans review

    Find out all you need to about personal loans from the AA. Fast, simple comparison with a range of UK lenders.

  • Halifax loans calculator and review 2025

    Compare Halifax fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

  • NatWest personal loans calculator

    Compare NatWest fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

Go to site