The Bank of Ireland is no longer accepting new personal loans applications in the UK market. We’ve kept this review for historical purposes. You can compare alternative loans.
Bank of Ireland (UK) personal loans were provided by NIIB Group Limited. You could apply online or over the phone, and Bank of Ireland promised a quick decision in most cases.
How do Bank of Ireland loans compare against the competition?
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
Quick overview of Bank of Ireland UK personal loans
|Loan terms||From year to years|
|Loan amount not specified|
|Age eligibility||Age eligibility not specified|
|Application fee||No application fee|
|Repayment holiday||Repayment holiday not permitted|
How to apply
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Bank of Ireland customer reviews
Bank of Ireland has received negative reviews from customers, according to review platform Trustpilot. It currently has a rating of 1.3 out of 5, based on more than 500 reviews (updated November 2023). Customers cited issues with using the app and poor customer service.
To get in contact with Bank of Ireland’s customer support, you can use Twitter or Facebook to message them or alternatively you can use the online chatbox found on the website. The chat function is available 9:15am to 4:30pm Monday to Friday (excludes bank holidays).
Will you be approved?
More guides on Finder
The winners of the Finder Banking Innovation Awards 2023 have been announced!
Find out who has been voted as the winning and highly commended companies in the Finder Banking Innovation Awards 2023.
Finder Banking Innovation Awards 2023
Recognising innovation in digital banking, business banking, high street current accounts, personal finance apps and kids’ spending apps.
Best ways to invest £100 per month
Find out how you can start building wealth by investing just £100 a month along with some of the best ways to invest.
The best stock trading apps and platforms in the UK
We’ve tested, analysed and scored trading apps to find the 10 best trading platforms in the UK, who they’re best for and the pros and cons.
How to buy Shein shares when it goes public
Everything we know about the Shein IPO, plus information on how to buy shares.
4 ways to teach your children about money at Christmas
Help your kids learn to budget, manage their money and save this festive season with these simple money lessons.
Robinhood share trading app set to launch in the UK
Robinhood is close to launching in the UK. Find out when it’s happening, what investments will be available on the commission-free trading app and how it plans to make money.
One week to go until FinTech Connect 2023
There’s one week to go until FinTech Connect 2023 returns to London on 6 and 7 December. Get 20% off your ticket with Finder.
What is the average credit card interest rate in the UK?
We look at the average APR on credit cards in the UK and how credit card interest rates have changed over time.