There’s no defined “best SIPP” – it completely depends on what you’re looking for and the size of your pension pot. Take a look at some of the ones listed below to see if you can find one to suit you.
The main factor that distinguishes SIPPs from one another is pretty much only the cost. To save you from reading exactly the same thing over and over again, we’ve summed up what SIPPs offer to start with. If there are any additional features with any providers, we’ll let you know.
AJ Bell’s SIPP offers the best value for pension pots of £50,000 and less. It’s not the cheapest for those under £10,000, but it still offers good value.
AJ Bell’s SIPP is pretty standard. It has some investment ideas to help you make up your mind, but you’re also totally free to go ahead and pick some without supervision.
interactive investor’s SIPP has a set monthly fee that’s not based on your investment amount. This can be pricey for smaller investments but can work out quite cost effective when investing £100,000 or more.
interactive investor charges £19.99 per month for its SIPP account. This also gets you access to other products too, such as a stocks and shares ISA, a junior ISA and a trading account.
You get a free trade each month with interactive investor, which you can use to buy or sell an investment. It’s got some ready-made funds and expert ideas to help you out, too.
Hargreaves Lansdown offers quite a lot of support to its customers, regardless of whether you need a ready-made portfolio, a few ideas to get you started or guidance over the phone.
Hargreaves Lansdown’s SIPP is pretty standard. You can access your investments online and through its app, either by yourself or with its investment ideas. It has a help desk based in Bristol that can answer your questions, too.
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