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Openpay store list: Shops that accept Openpay in the UK
Buy now, pay later giant Openpay has announced it's withdrawing from the UK. Find out more, and some alternative options.
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Top alternatives to Openpay
How does Openpay work?
Openpay is a buy now, pay later (BNPL) service that was founded in Australia and was widely available in the UK. But in February 2022, it announced plans to largely withdraw from the UK, where there is huge competition in BNPL, including from the likes of Klarna and Clearpay. Now, rather than offer BNPL on retail goods in the UK, Openpay focuses on offering payment plans for dental and veterinary treatment.
What does Openpay offer now in the UK?
Openpay now offers UK customers payment plans to help them pay for dental and veterinary services. You can spread the cost of paying for treatment for yourself or your pet over 2-6 months with no interest.
Does Openpay charge late payment fees?
Yes. There are no interest charges but if you miss a scheduled payment you will be charged a late fee by Openpay. Late fees are capped at £15 per plan. If your payment becomes considerably overdue your account will be stopped. Find out more details in our Openpay review.
- Late repayments can cause you serious money problems. For help, contact the government’s free advice service, MoneyHelper.
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What is PayPal Credit?
Discover more about PayPal Credit to see if it could work for you.
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Butter review 2023
Spread your flights, hotels and shopping purchases over 10 instalments with buy now, pay later provider Butter.
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Will paying with Klarna now affect your credit score?
Buy now, pay later provider, Klarna, is set to share UK customers’ spending habits with credit reference agencies from 1 June 2022.
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PollenPay review 2023
New buy now, pay later challenger PollenPay goes head to head with big fishes like Klarna and Clearpay to offer customers interest-free instalment plans.
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Buy now, pay later laptops | Full Klarna list
Buy now, pay later with Klarna on your next laptop with these retailers that offer Klarna.
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Buy now, pay later borrowing set to show up in credit reports
Credit reference agencies have announced that buy now, pay later debt will start showing on credit reports from spring 2022. Here’s what you need to know.
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Clearpay toys: Buy toys now and pay later with Clearpay
We show you where to buy children’s toys from your favourite stores and how to pay later with Clearpay.
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Klarna games consoles: Buy Xbox, PlayStation and Nintendo and pay later with Klarna
Shop for the latest consoles now and pay later with Klarna.
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Clearpay games consoles: Buy Nintendo now and pay later
Shop now and pay in manageable instalments with Clearpay.
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Clearpay vs Laybuy: Compare popular buy now, pay later platforms
We compare 2 of the UK’s most popular buy now, pay later services, Clearpay and Laybuy, and explore which might be the right choice for you.
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Klarna vs PayPal: Compare popular buy now pay later platforms
Klarna and PayPal are two of the biggest names in the online payment industry. So which should you use for your next purchase? We compare the two.
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Klarna vs Laybuy: Compare popular buy now, pay later platforms
How do Klarna and Laybuy compare? We put two of the UK’s most popular buy now, pay later services head to head to see how they match up and which might be the right choice for you.
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M&S and John Lewis announce their own buy now, pay later schemes
M&S and John Lewis have launched in-house challengers to buy now, pay later services like Klarna.
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Buy now, pay later platforms to face stricter regulation
The FCA is set to introduce tighter controls for buy, now pay later firms like Klarna and Clearpay.
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PayPal Pay in 3 review: What is it and how does it work?
PayPal’s buy now, pay later service splits your shopping into three interest-free payments. We look at how to apply, key features and where you can shop.
Read more…More guides on Finder
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Buy now, pay later regulation could be shelved
Report suggests buy now, pay later regulation could be ditched
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Finder Lending Innovation Awards 2023
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
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Buy now, pay later laptops | Full Klarna list
Buy now, pay later with Klarna on your next laptop with these retailers that offer Klarna.
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Buy now, pay later mattresses: Where can I buy a mattress on finance?
Find out where you can buy now, pay later for your new mattress with finance options including Klarna, Clearpay, Laybuy and direct financing.
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Buy now pay later (BNPL) statistics
Buy now pay later is the fastest growing online payment method in the UK. Discover the latest statistics on how it’s disrupting the payments industry.
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Fly Now Pay Later review: Pros, cons and costs
Is spreading the cost of your trip overseas with Fly Now Pay Later right for you? This guide includes a round-up of pros and cons and our expert verdict.
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Zilch review: Buy it using your virtual card, pay for it later
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Furniture stores that offer Klarna | Full list
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Clearpay or Klarna: What are the differences and which should you use?
Check out our comparison of Clearpay vs Klarna and find out which might be the right choice for you.
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Klarna review: Flexible payments for online shopping
What is Klarna? We discuss how the buy now, pay later platform works, the pros and cons of using it and what happens if you miss a payment.