Loans like Savvy

Savvy.co.uk offers fast, unsecured loans over 12-24 months to people with less-than-perfect credit histories. Use our loan finder to find similar lenders that can offer you a loan.

Updated

Fact checked

For those who feel let down by mainstream lenders, either because they don’t meet eligibility criteria or because their credit history is less than perfect, companies like Savvy can provide invaluable access to finance, albeit at relatively high interest rates. You don’t have to be a homeowner or have perfect credit to get approved for its loans, but as a responsible lender it will run affordability checks including a credit search before approving a loan application.

It’s important to compare different providers before taking out a loan. While Savvy may suit borrowers with bad credit, if you have good credit it may turn out to be more expensive than alternative providers. If you have bad credit but could find a guarantor (that’s a friend or relative who promises to pay off the loan if you don’t) with good credit, then once again, you may be able to access cheaper loans.

Discover sites like Savvy

NameRepresentative APRLoan amounts
Savvy Personal Loan Savvy Personal Loan 319.5% £300 to £3,000 Go to site
UK Credit Limited Homeowner Guarantor Loan UK Credit Limited Homeowner Guarantor Loan 29.9% £2,000.00 to £15,000.00 Go to site
Everyday Loans Personal Loan (fair credit) Everyday Loans Personal Loan (fair credit) 34.4% £1,000.00 to £15,000.00 Check eligibility
Bamboo Personal Loan Bamboo Personal Loan 69.9% £1,000.00 to £5,000.00 Check eligibility
Bamboo Guarantor Loan Bamboo Guarantor Loan 69.9% £1,000.00 to £8,000.00 Check eligibility
Trusttwo Trusttwo (Homeowner Guarantor) Personal Loan Trusttwo Trusttwo (Homeowner Guarantor) Personal Loan 36.9% £1,000.00 to £15,000.00 Check eligibility
Trusttwo Trusttwo (Tenant Guarantor) Personal Loan Trusttwo Trusttwo (Tenant Guarantor) Personal Loan 36.9% £1,000.00 to £15,000.00 Check eligibility
Amigo Guarantor Personal Loan Amigo Guarantor Personal Loan 49.9% £1,000.00 to £10,000.00 Check eligibility
Likely Loans Personal Loan Likely Loans Personal Loan 59.9% £500.00 to £5,000.00 Check eligibility
Everyday Loans Personal Loan (poor credit) Everyday Loans Personal Loan (poor credit) 58.4% £1,000.00 to £10,000.00 Check eligibility

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site