Klarna games consoles: Buy Xbox, PlayStation and Nintendo and pay later with Klarna

If you want to buy a new games console either for yourself or for someone else as a gift, you may be looking for a way to spread out the cost. Klarna allows you to buy from your favourite shops now and pay later, spreading the costs over a number of weeks or more. See our full Klarna review.

Here’s a handy list of stores that sell gaming consoles and offer payment using Klarna.

1. Microsoft
Buy your new Xbox direct from Microsoft

Microsoft is the creator of Xbox games consoles. Buy the latest Xbox package and pay using Klarna.

• Shop now, pay later with Klarna
• Buy from participating retailers
• Xbox deals available

Go to Microsoft website View discount codes for Microsoft

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2. Ebuyer.com
Buy the latest games consoles from ebuyer

Looking to buy a new games console? ebuyer lets you shop online and then pay your bill off in stages with Klarna.

• Buy now, pay later with Klarna
• Next day delivery available
• Range of consoles available

Go to Ebuyer.com website View discount codes for Ebuyer.com

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How does Klarna work?

Klarna allows you to shop at your favourite retailers and then pay off your purchases over time or wait up to 30 days to make your first payment. It means you can buy now and pay later.

Klarna offers 3 payment structures:

1. Pay 30 days later. You don’t pay for your goods at the time of purchase. Instead, you’re invoiced and you have up to 30 days to make the payment.
2. Pay in 3. This allows you to spread the cost of your purchase equally over 3 months. You make your first payment at the time of purchase, another 30 days later and your final payment 60 days later.
3. Financing. This option allows you to split your payments into monthly instalments of 6–36 months. Like a loan or credit card, you need to complete a credit check and pay off a minimum amount each month.

If you choose to “Pay in 30” or “Pay in 3”, you won’t be charged any interest, but financing does charge interest (representative APR 18.9% variable). Find out more about Klarna and how it works.

What happens if I want to return the console I bought using Klarna?

You can return a console bought using Klarna simply by following the returns policy of the store you made the purchase from. Once the store has adjusted your invoice, Klarna will notify you or send you an email with an update and your new balance.

If your payment date is approaching and you need more time to resolve the return with the store, you can log in to Klarna and pause your invoice by choosing the purchase you’ve returned and selecting “Report a return”.

Frequently asked questions

• Can I buy a PlayStation 5 using Klarna?

  Stores such as Game and Microsoft let you pay for your PS5 using Klarna, meaning you can buy now and pay for your console in regular instalments at a later date.

• Can I buy an Xbox Series S using Klarna?

  Yes, through Microsoft you can buy an Xbox Series S console plus get 24-month access to Xbox Game Pass Ultimate and pay for it monthly using Klarna.

  There’s no upfront cost. Just buy the console via one of Microsoft’s participating retailers, Game, Smyths or 4gadgets, who act as credit intermediaries. Deals start at £20.99 per month for 24 months.

  It’s a bit like entering into a mobile phone contract where you get the phone and the data combined. Here, you get the console and a 24-month gaming subscription, which you pay off monthly.

• Can I buy an Xbox Series X using Klarna?

  Yes, like the Xbox Series S, you can buy the Xbox Series X using Klarna through one of Microsoft’s preferred retailers. Deals start at £28.99 per month for 24 months.

• Can I buy a Nintendo Switch using Klarna?

  Yes, you can buy Nintendo’s ever-popular gaming console using Klarna at gaming stores such as Ebuyer and Game.

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