Simplesurance gadget insurance
- Find policies for phones, tablets, laptops, game consoles, TVs, hi-fi systems and more
- Protection from damage, operating errors or loss
- Easy online application
Shelling out to replace a damaged or stolen phone or laptop is no-one’s idea of fun. Since opportunities for accidental damage are everywhere, gadget insurance can give some peace of mind – especially to the accident prone. But as all policies differ, we’ve highlighted the key features.
Simplesurance offers tailored policies that include cover for cracked screens, liquid damage and operating errors for up to three years. And you can enhance your cover to provide extra protection against theft.
Simplesurance gadget insurance
Simplesurance offers a range of gadget insurance for newly purchased devices such as mobile phones, tablets, laptops and computers as well as those purchased less than six months before a policy starts.
Its gadget insurance policies can be taken out for 1, 2 or 3 years while Simplesurance also offers warranty extension cover up to 48 months.
Simplesurance operates in the UK and Germany, Austria, France, Italy, the Netherlands, Denmark, Sweden, Poland and Japan.
Check your policy details carefully to ensure you have the right cover for your needs.
As with all insurance, there are exclusions. For Simplesurance gadget cover, these include:
An excess is the amount of money you have to contribute when you make a claim. The amount of your excess will vary depending on the original price of the gadget that’s covered.
If more than one excess applies, they will be added together.
There is no excess for Simplesurance stationary electronic devices such as computers, game consoles and hi-fi systems. However an excess will be applied to mobile electronics depending on the original price of a device, as shown in the table.
|Purchase price of device||Excess|
Full details of your policy excess will be in your policy document.
If you need to make a claim, you can do so online via the Simplesurance website by selecting “Make a claim”.
As Simplesurance is web-based, there is currently no way to make a claim via telephone.
It’s vital that you let your insurer know about an incident within seven days of becoming aware of any issue or damage. Failure to do this could result in a rejected claim later on.
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