Endsleigh Landlord Insurance review
Check out our guide to find out if Endsleigh could have the landlord insurance for you!
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Renting out an empty property can be a great way to earn an income, but it definitely comes with a number of risks that may end up costing you both time and money. Landlord insurance is there to make sure that your property, and any possessions you put in the property, are protected.
Endsleigh offers a wide coverage of landlord insurance policies, meaning that your needs will more than likely be met by one of its policies.
So, check out our guide to find out if Endsleigh Landlord Insurance has the policy for you.
Endsleigh was created in 1965 by NUS to offer affordable and tailored insurance for students. It has since broadened its products to provide for professionals, commercial and business customers.
Endsleigh aims to provide affordable protection for the things that matter most to its customers.
Endsleigh offers a wide variety of landlord insurances to meet your needs. They are listed below with a selection of their features.
Cover | Residential insurance | Commercial insurance | Landlord portfolio insurance | Block of flats insurance |
---|---|---|---|---|
Malicious damage caused by tenants | ✔️ | ✔️ | ✔️ | ✔️ |
Buildings cover | ✔️ | ✔️ | ✔️ | ✔️ |
Property owners’ liability | Up to £5,000,000 | Up to £10,000,000 | Up to £10,000,000 | – |
Loss of rent | ✔️ | – | ✔️ | – |
Damage from subsidence | ✔️ | – | – | – |
Alternative accommodation for tenants | – | – | ✔️ | ✔️ |
Replacement keys and locks after theft | ✔️ | ✔️ | ✔️ | – |
Pipe damage | ✔️ | ✔️ | ✔️ | – |
Contents cover for items you provide for your tenants | ✔️ | ✔️ | ✔️ | ✔️ |
Occupier’s liability cover | Up to £2,000,000 | – | – | – |
Unoccupancy cover | – | – | ✔️ | ✔️ |
Theft of items from garden or outbuildings | ✔️ | – | – | – |
Damage to contents from water leakage | ✔️ | – | – | – |
Accidental damage cover | Optional | ✔️ | ✔️ | ✔️ |
Home emergency cover | Optional | – | Optional | Optional |
Legal expenses cover | Optional | ✔️ | Optional | Optional |
Employers’ liability insurance | – | Optional | Optional | Optional |
Terrorism cover | – | Optional | Optional | Optional |
Extended legal expenses cover | – | Optional | Optional | Optional |
Engineering and inspection cover | – | Optional | Optional | Optional |
Rent guarantee | – | – | Optional | Optional |
Cover | Standard | Gold |
---|---|---|
Recovery of rent arrears | A maximum of 5 months | A maximum of 5 months on a 6 month policy or 11 months on a 12 month policy |
Legal expenses cover | Up to £15,000 | Up to £50,000 |
Disputes relating to repossession and eviction | ✔️ | ✔️ |
Disputes relating to the recovery of rent arrears | ✔️ | ✔️ |
Legal costs and expenses for rent arrears and eviction | ✔️ | ✔️ |
Property damage, nuisance and trespass cover | – | ✔️ |
Accommodation expenses cover | – | ✔️ |
Your excess is the amount of money that you will have to contribute when you make a claim.
The amount of your excess will depend on the claim you are making. Your policy schedule will have full details about your excess and the amount you will have to pay.
If you find yourself needing to make a claim, you can call Endsleigh’s claims department or visit its website.
You can call on 0333 234 1688.
The hotline is in operation Monday to Friday, 9am to 5pm.
Or you can visit the website at https://www.endsleigh.co.uk/claim-centre.
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