The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
Endsleigh Landlord Insurance review
Check out our guide to find out if Endsleigh could have the landlord insurance for you!
No reviews yet.
Write a review
Renting out an empty property can be a great way to earn an income, but it definitely comes with a number of risks that may end up costing you both time and money. Landlord insurance is there to make sure that your property, and any possessions you put in the property, are protected.
Endsleigh offers a wide coverage of landlord insurance policies, meaning that your needs will more than likely be met by one of its policies.
So, check out our guide to find out if Endsleigh Landlord Insurance has the policy for you.
Who is Endsleigh?
Endsleigh was created in 1965 by NUS to offer affordable and tailored insurance for students. It has since broadened its products to provide for professionals, commercial and business customers.
Endsleigh aims to provide affordable protection for the things that matter most to its customers.
What are my cover options with Endsleigh Landlord Insurance?
Endsleigh offers a wide variety of landlord insurances to meet your needs. They are listed below with a selection of their features.
Residential landlord insurance
Renting out your property can sometimes be stressful, but with a residential insurance policy, all of your furniture and fixtures will be protected. So, no matter who your tenants might be, your possessions and property are safely covered. This policy’s features include:
Renting out your property can sometimes be stressful, but with a residential insurance policy, all of your furniture and fixtures will be protected. So, no matter who your tenants might be, your possessions and property are safely covered. This policy’s features include:
- Cover for up to four properties on one policy.
- Save 15% when you buy online.
- You can shape your cover to fit your needs.
Commercial property insurance
Do you have an empty property that you want to lease for business use? A shop, or maybe a restaurant? Well, it’s still important for you to have landlord insurance for your commercial property. This policy features:
Do you have an empty property that you want to lease for business use? A shop, or maybe a restaurant? Well, it’s still important for you to have landlord insurance for your commercial property. This policy features:
- Cover in case your property is unoccupied.
- Commercial legal cover.
- Cover for a large range of tenants, from restaurants to offices.
Landlords portfolio insurance
Do you have a mix of residential and commercial properties that need insuring? Or do you have a single property that has both commercial and residential functions? With Endsleigh, you can get them all insured on one policy. This policy includes:
Do you have a mix of residential and commercial properties that need insuring? Or do you have a single property that has both commercial and residential functions? With Endsleigh, you can get them all insured on one policy. This policy includes:
- Insurance for five or more properties on a single policy.
- You can insure a mixture of property types.
- Flexible change for the future.
Block of flats insurance
If you own a block of flats and are wanting to rent them out to tenants, you can insure them all on a single insurance policy. This policy features:
If you own a block of flats and are wanting to rent them out to tenants, you can insure them all on a single insurance policy. This policy features:
- Policies specifically designed for flats and apartments.
- You can put single or multiple properties on one policy.
- A UK based specialist property team to help you with your policy and any of your needs.
Non-standard landlord insurance
Do you have a holiday home that you need to insure? Or maybe a property that has a non-standard construction? You can get all your cover needs met with this policy. This policy includes:
Do you have a holiday home that you need to insure? Or maybe a property that has a non-standard construction? You can get all your cover needs met with this policy. This policy includes:
- Cover if your property has no occupants.
- Cover for non-standard and specialist properties.
- Policies to shape and suit your needs.
Rent guarantee insurance
Sometimes the unavoidable happens and your tenants are unable to pay their rent, which means you’re out of pocket. However, with this policy, you will be covered if your tenants fall behind with their payments. This policy includes:
Sometimes the unavoidable happens and your tenants are unable to pay their rent, which means you’re out of pocket. However, with this policy, you will be covered if your tenants fall behind with their payments. This policy includes:
- Cover for a 6 or 12 month period.
- Legal expenses cover if your tenants can’t meet their rental commitments so you don’t lose your income.
- Two levels of cover are available.
What is covered under my policy?
| Cover | Residential insurance | Commercial insurance | Landlord portfolio insurance | Block of flats insurance |
|---|---|---|---|---|
| Malicious damage caused by tenants | ✔️ | ✔️ | ✔️ | ✔️ |
| Buildings cover | ✔️ | ✔️ | ✔️ | ✔️ |
| Property owners’ liability | Up to £5,000,000 | Up to £10,000,000 | Up to £10,000,000 | – |
| Loss of rent | ✔️ | – | ✔️ | – |
| Damage from subsidence | ✔️ | – | – | – |
| Alternative accommodation for tenants | – | – | ✔️ | ✔️ |
| Replacement keys and locks after theft | ✔️ | ✔️ | ✔️ | – |
| Pipe damage | ✔️ | ✔️ | ✔️ | – |
| Contents cover for items you provide for your tenants | ✔️ | ✔️ | ✔️ | ✔️ |
| Occupier’s liability cover | Up to £2,000,000 | – | – | – |
| Unoccupancy cover | – | – | ✔️ | ✔️ |
| Theft of items from garden or outbuildings | ✔️ | – | – | – |
| Damage to contents from water leakage | ✔️ | – | – | – |
| Accidental damage cover | Optional | ✔️ | ✔️ | ✔️ |
| Home emergency cover | Optional | – | Optional | Optional |
| Legal expenses cover | Optional | ✔️ | Optional | Optional |
| Employers’ liability insurance | – | Optional | Optional | Optional |
| Terrorism cover | – | Optional | Optional | Optional |
| Extended legal expenses cover | – | Optional | Optional | Optional |
| Engineering and inspection cover | – | Optional | Optional | Optional |
| Rent guarantee | – | – | Optional | Optional |
Cover for non-standard property types includes:
- Holiday homes
- Thatched and high net-worth homes
- Unoccupied properties
- Non-standard construction
- Non-standard use
- Properties affected by subsidence, landslip, heave or flood
Optional extras include:
- Home emergency cover for heating, drainage and sewerage
- Rent guarantee
- Extended legal expenses cover
- Terrorism cover
- Engineering and inspection cover
Rent guarantee policy includes:
| Cover | Standard | Gold |
|---|---|---|
| Recovery of rent arrears | A maximum of 5 months | A maximum of 5 months on a 6 month policy or 11 months on a 12 month policy |
| Legal expenses cover | Up to £15,000 | Up to £50,000 |
| Disputes relating to repossession and eviction | ✔️ | ✔️ |
| Disputes relating to the recovery of rent arrears | ✔️ | ✔️ |
| Legal costs and expenses for rent arrears and eviction | ✔️ | ✔️ |
| Property damage, nuisance and trespass cover | – | ✔️ |
| Accommodation expenses cover | – | ✔️ |
What is my excess?
Your excess is the amount of money that you will have to contribute when you make a claim.
The amount of your excess will depend on the claim you are making. Your policy schedule will have full details about your excess and the amount you will have to pay.
What is the claims process for Endsleigh?
If you find yourself needing to make a claim, you can call Endsleigh’s claims department or visit its website.
You can call on 0333 234 1688.
The hotline is in operation Monday to Friday, 9am to 5pm.
Or you can visit the website at https://www.endsleigh.co.uk/claim-centre.
Endsleigh Landlord Insurance pros and cons
Pros
- A wide variety of cover is offered.
- Easy access to policy documents online.
Cons
- Administration fees apply.
- Claims line is not in operation 24/7.
More guides on Finder
-
Financial adviser vs coach: Who to talk to about your money
From financial advisers to accountants – if you need help with your personal finances, here’s who to talk to about what.
-
Best ways to invest £20k
Discover how you can build wealth by investing £20,000 and explore some of the top strategies for investing your money.
-
Zing review: An international money transfers app from HSBC
The multi-currency account could be a cost-effective option for anyone who is going abroad, provided you don’t plan to withdraw lots of cash.
-
What is a good salary in London?
According to the latest figures, a single person living in London would need a gross salary of £37,000 to be financially stable.
-
1 in 4 Brits plan to open an ISA in the new tax year
More than 13 million Brits plan to open an ISA after the new financial year starts on 6 April, according to a new Finder survey.
-
Winners revealed in the Finder Car Insurance Innovation Awards 2024
These awards recognise the car insurance providers displaying the best innovations in their field.
-
Winners of the Finder Car Insurance Innovation Awards 2024 revealed!
The winners of the Finder Car Insurance Innovation Awards 2024 have been announced, find out who won here.
-
Finder Car Insurance Innovation Awards 2024
These awards recognise innovation in the area car insurance. Find out which provider took the top spot this year!
-
DigiAssets 2024 returns to London this May
DigiAssets 2024, the leading digital asset conference is returning to London this May. Check out the speakers and get 10% off tickets with Finder.
-
first direct switch deal: Get £175 (2024)
How to get £175 from switching to first direct. Plus, how to get up to £136.50 in savings interest through first direct’s Regular Saver.