Ford Ranger insurance group & cost - 2021 | Finder UK

Ford Ranger insurance group & cost

Find out how much it could cost you to insure your Ford Ranger, and what you can do to save on your premiums.


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The Ford Ranger name has been used on three distinct model lines since its creation, being used on and off since 1958, with the somewhat iconic pickup truck being sold for 29 years. The name has been used globally since 1998, so it’s no surprise that many people have at least encountered the name.

Keep reading to find out more about Ford Ranger car insurance costs and how you could save on your premiums.

Ford Ranger insurance rates – example

To provide you with an example of how much insuring a Ford Ranger could cost, we ran several quotes from a variety of insurance providers. In our scenario – see below – we could insure a Ford Ranger with a comprehensive policy for the average cost of £93.56 a month, or an annual cost of £983.64. To run these quotes, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Diesel
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social and domestic purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect the cost of my Ford Ranger insurance?

There is a range of factors that could affect your insurance rate. These include:

  • The vehicle’s insurance group. Ford Ranger models are between 37-42, which is on the higher end of the scale
  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No claims discount

How can I save on my Ford Ranger premiums?

We’ve got some advice that may help you to save money on your premiums. Our advice includes:

  • Pay annually rather than monthly. By paying annually, you could save an average of around £140 a year.
  • Make yourself a secure investment. By keeping a good credit rating and clean history of no claims, you may be rewarded by your provider with lower premiums.
  • Be economical about your car usage. By walking or taking public transport, you can keep your mileage, and premiums, lower.
  • Don’t just accept your renewal quote. Renewal quotes aren’t always the cheapest option out there. When it’s time to renew your policy, make sure you shop around – and haggle.
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in some extra safety or security equipment, you may just find that your premiums get lower.
  • Avoid driving convictions. Convictions of any kind raise your premium rate, so do your best to avoid any.

Ford Ranger facts

  • The Ford Ranger was discontinued in the United States and Canada in 2011, but there are plans to resume sales there in 2019, with a new facelift expected to be revealed in 2019.
  • The original Ford Ranger pickup truck spanned just two generations.
  • The Ford Ranger was voted the 7th best pickup truck of 2018.

How safe is the Ford Ranger?

When tested by the crash-test experts at Euro NCAP in 2012, the Ford Ranger received a 5/5 safety rating. It scored 96% for its adult occupant safety and 86% for its child occupant safety. Its safety features also merited it a score of 71% for the safety assist category.

As standard, the Ford Ranger comes with an array of safety measures, designed specifically for the model. ESC, or electronic stability control, is there to keep your vehicle balanced, no matter the terrain. The trailer sway control will help prevent anything you’re towing from drifting and causing potential danger to you and the vehicles around you, whilst the roll stability control can intervene if there is a high rollover risk detected whilst you’re driving. In addition, it also has a traction control system and a tyre pressure monitoring system.

As previously mentioned, the safer you can make your vehicle, the lower your premiums may become. For optional safety extras available to the Ford Ranger, visit the Ford website or contact a Ford dealership.

Bottom line

Ford Ranger’s are not the cheapest vehicles to insure but its bulky size and excellent safety rating may have already won you over.

Be sure to shop around for the best deal for you as going for the easy option and sticking with the same insurer could mean you end up paying over the odds for insurance that you might find cheaper elsewhere.

Compare insurance for other Ford models


The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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2 Responses

    Default Gravatar
    PAULSeptember 27, 2018


      Avatarfinder Customer Care
      johnbasanesSeptember 28, 2018Staff

      Hi Paul,

      Thank you for leaving a question.

      You have reached finder. We are a comparison website that assists users on the contents of our pages. You may check the panel of providers located at the body of the page you are on. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!


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