Ford Ranger insurance group & cost

The Ford Ranger name has been used on three distinct model lines since its creation, being used on and off since 1958, with the somewhat iconic pickup truck being sold for 29 years. The name has been used globally since 1998, so it’s no surprise that many people have at least encountered the name.

Keep reading to find out more about Ford Ranger car insurance costs and how you could save on your premiums.

What insurance group does the Ford Ranger fall under?

All vehicles are assigned a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps to determine the cost of your premium. Ford Ranger models can be found in insurance groups ranging from 10 to 41, meaning costs will typically be just below or just above the average price for car insurance. As an example, a 30-year-old driver in an average postcode could pay around £910 for cover on a Ford Ranger 2.0T 250 ST-1 EcoBoost 5dr that is in insurance group 11 or around £1,041 for a Ford Ranger 2.3T 350 RS Heritage EcoBoost 5dr that is in insurance group 41. This shows the impact on premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK.

Ford Ranger insurance rates – example

To provide you with an example of how much insuring a Ford Ranger could cost, we ran several quotes from a variety of insurance providers. In our scenario – see below – we could insure a Ford Ranger with a comprehensive policy for the average cost of £93.56 a month, or an annual cost of £983.64. To run these quotes, we used the following information:

• The car is a 2018 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Diesel
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social and domestic purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect the cost of my Ford Ranger insurance?

There is a range of factors that could affect your insurance rate. These include:

• The vehicle’s insurance group. Ford Ranger models are between 37-42, which is on the higher end of the scale
• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No claims discount

How can I save on my Ford Ranger premiums?

We’ve got some advice that may help you to save money on your premiums. Our advice includes:

• Pay annually rather than monthly. By paying annually, you could save an average of around £140 a year.
• Make yourself a secure investment. By keeping a good credit rating and clean history of no claims, you may be rewarded by your provider with lower premiums.
• Be economical about your car usage. By walking or taking public transport, you can keep your mileage, and premiums, lower.
• Don’t just accept your renewal quote. Renewal quotes aren’t always the cheapest option out there. When it’s time to renew your policy, make sure you shop around – and haggle.
• Install extra safety precautions. Providers don’t like to insure risks, so by investing in some extra safety or security equipment, you may just find that your premiums get lower.
• Avoid driving convictions. Convictions of any kind raise your premium rate, so do your best to avoid any.

Ford Ranger facts

• The Ford Ranger was discontinued in the United States and Canada in 2011, but there are plans to resume sales there in 2019, with a new facelift expected to be revealed in 2019.
• The original Ford Ranger pickup truck spanned just two generations.
• The Ford Ranger was voted the 7th best pickup truck of 2018.

Bottom line

Ford Ranger’s are not the cheapest vehicles to insure but its bulky size and excellent safety rating may have already won you over.

Be sure to shop around for the best deal for you as going for the easy option and sticking with the same insurer could mean you end up paying over the odds for insurance that you might find cheaper elsewhere.

Frequently asked questions

• What is the top speed of a Ford Ranger?

  Depending on the model version, you can expect a Ford Ranger to reach a top speed of 109 miles per hour.

• Is the Ford Ranger safe?

  When tested by the crash-test experts at Euro NCAP in 2012, the Ford Ranger received a 5/5 safety rating. It scored 96% for its adult occupant safety and 86% for its child occupant safety. Its safety features also merited it a score of 71% for the safety assist category.

  As standard, the Ford Ranger comes with an array of safety measures, designed specifically for the model. ESC, or electronic stability control, is there to keep your vehicle balanced, no matter the terrain. The trailer sway control will help prevent anything you’re towing from drifting and causing potential danger to you and the vehicles around you, whilst the roll stability control can intervene if there is a high rollover risk detected whilst you’re driving. In addition, it also has a traction control system and a tyre pressure monitoring system.

  As previously mentioned, the safer you can make your vehicle, the lower your premiums may become. For optional safety extras available to the Ford Ranger, visit the Ford website or contact a Ford dealership.

• How much car tax do I have to pay for the Ford Ranger?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Ford Ranger?

  You can buy a Ford Ranger from dealerships, online sellers or a current owner.

• Is the Ford Ranger any good?

  The Ford Ranger has been selling well ever since it was introduced in the early 1980s because it has historically offered great quality. In the present day, the Ford Ranger is offering everything you can expect from a pick-up truck.

• Where can I find Ford Ranger car insurance?

  You can compare the costs of Ford Ranger car insurance using any price comparison website.

• Is a Ford Ranger expensive to insure?

  The Ford Ranger can be found in insurance groups ranging from 11 to 41. This is a huge range. It means the cost of your car insurance will heavily depend on your choice of Ford Ranger model.

Compare insurance for other Ford models