Finder Cryptocurrency Predictions Report July 2025

How much will the value of BTC, ETH and XRP rise over the next decade?

In June 2025, our panel made predictions about the prices of BTC, ETH and XRP for year-end 2025.

They also predicted that the prices of these assets would rise even higher by 2030 and higher yet by 2035.

Over the next decade, the panel expects BTC to see the most growth from its price at the start of 2025 at 980%, while the panel only sees the price of XRP’s price rising by 333% over the same period.

Bitcoin (BTC) price predictions

Bitcoin’s price is expected to rise to $145,167 by year-end 2025, according to the average prediction from Finder’s panellists.

Our most bullish panellists see BTC trading at $250,000 by the end of 2025, while our most bearish panellist sees it dropping well below where it is now, reaching $70,000 by the end of the year.

Our panellists also predict BTC will hit $458,647 by 2030 and $1.02 million by 2035. The panel is slightly more bullish than last quarter, when the long-term prediction came in at $452,714 for 2030 and $833,000 for 2035.

To read the full report, head on over to the Finder Bitcoin (BTC) price prediction report.

Ether (ETH) price predictions

ETH’s price is expected to rise to $4,308 by year-end 2025, according to the average prediction from Finder’s panellists. This prediction is a little more bullish than their end-of-2025 prediction of $4,153 in the April 2025 report.

The panellists also predict ETH will hit $10,882 by 2030 and $22,374 by 2035. Just like with their 2025 prediction, the panel is slightly more bullish than their average predictions from our April 2025 survey, when they projected ETH to reach $9,495 by 2030 and $17,042 by 2035.

For more information about the future price for ETH, check out the Finder Ethereum (ETH) price prediction report.

XRP (XRP) price predictions

Our panellists think XRP will be worth an average of $2.80 by year-end 2025, which is about 21% higher than the asset’s value at the start of 2025 ($2.32).

Our panellists also predict that XRP will rise to $5.25 by year-end 2030 and $10.05 by year-end 2035.

For more details on our panellists’ XRP price predictions, visit the Finder XRP (XRP) price prediction report.

Should 401(k)s have exposure to crypto?

The Trump administration recently decided to rescind the 2022 guidance that discouraged cryptocurrency investments in 401(k) plans and most of our panel is happy about that decision, with a combined 92% being either strongly (67%) or somewhat (25%) in favor of the move.

Coinbase’s inclusion in the S&P 500

As with the move to include crypto in 401(k)s, the bulk of the panel (88%) is also happy about the S&P 500 US Index Committee’s decision to include Coinbase in the S&P 500.

Political endorsements = a positive perception of crypto

It’s been an up-and-down, mainly down, decade-plus in terms of public sentiment towards crypto.

However, over the last 12 months or so, there has been a decided shift in how it is perceived, and our panel thinks that is in large part due to crypto lobbyists cozying up to politicians, with a combine 72% saying that political endorsements or alignments with political movements (such as Bitcoin’s recent association with the MAGA movement) have positively affected the public’s perception of cryptocurrencies.

Bigger, longer bull runs

Crypto markets have traditionally followed a four-year cycle driven by Bitcoin’s halving, with three strong years followed by a bearish reset.

But in January, Bitwise CIO Matt Hougan suggested this typical cycle could be ending and that the current bull run will be bigger and last longer than many people think. The majority (68%) either somewhat (60%) or strongly (8%) agree with Hougan’s assessment.

Can governments regulate prediction markets? Should they?

Prediction markets, like Polymarket, have been big news in the last 12 months following the 2024 election, whether Zelenskyy would wear a suit before July 2025 or if the world will see the return of Jesus this year.

With the Department of Justice (DOJ) concluding its investigation into Polymarket, it seems like the perfect time to ask our panel if they think governments can and should regulate decentralised prediction markets. In both cases, over half the panel (52%) say the government cannot and should not regulate decentralised prediction markets.

Professor of law at the UEL Centre of FinTech, Iwa Salami, was one of those in the minority saying that governments should regulate the market, adding that:

Governments can exert influence over decentralised prediction markets, especially through: regulating front-end websites, app developers and fiat on-ramps that connect users to platforms like Polymarket; requiring compliance with KYC/AML rules for interfaces that are centrally operated or identifiable; and using international cooperation to pursue unlawful activity. However, truly decentralised protocols (where smart contracts are immutable and governance is token-based or community-driven) are much harder to regulate directly. As such, the approach to be adopted should be smart regulation that focuses on risk mitigation without stifling innovation.

Biometric verification systems for establishing digital identity

Most of the panel (72%) are against the use of biometric verification systems for establishing digital identity, as they believe there are major concerns about privacy and ethical implications of using biometric data for digital identity.

A third of the panel aren’t convinced of crypto’s environmental impact

Just over a third of the panel (36%) say that neither AI nor cryptocurrency has a significant environmental impact, with a further 28% saying that AI’s energy consumption is of greater concern than that of crypto mining.

Meet the panel

Finder’s cryptocurrency panel is made up of a range of industry leaders from around the globe.