How to buy UnitedHealth Group Incorporated shares

Own UnitedHealth Group Incorporated shares in just a few minutes. Share price changes are updated daily.

Fact checked

UnitedHealth Group Incorporated (UNH) is a leading healthcare plans business based in the US. UnitedHealth Group Incorporated is listed on the NYSE. All prices are listed in US Dollars.

How to buy shares in UnitedHealth Group Incorporated

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: UNH in this case.
  5. Research UnitedHealth Group Incorporated shares. The platform should provide the latest information available.
  6. Buy your UnitedHealth Group Incorporated shares. It's that simple.
The whole process can take as little as 15 minutes.

UnitedHealth Group Incorporated share price

Use our graph to track the performance of UNH stocks over time.

UnitedHealth Group Incorporated shares at a glance

Information last updated 2021-01-23.
52-week range$185.4807 - $367.49
50-day moving average $347.3615
200-day moving average $325.002
Wall St. target price$395.83
PE ratio 21.6839
Dividend yield $5 (1.44%)
Earnings per share (TTM) $16.028
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Share dealing platform comparison

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Fineco
£2.95
£2.95
Zero platform fee
Your first 100 trades are free with Fineco, T&Cs apply.
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
N/A
Withdrawal fee & GDP to USD deposit conversion
Capital at risk. 0% commission but other fees may apply.
Stake
£0
£0
Zero platform fee
Join and receive a free share worth up to £100
Access unlimited commission-free trading on 3,800+ US stocks and ETFs with Stake. Capital at risk.
IG
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Degiro Share Dealing
£1.75 + 0.022% (max £5.00)
£1.75 + 0.022% (max £5.00)
Portfolio transfer fees (in & out)
Degiro is widely seen as one of the best low-cost share brokers, for people who are looking to trade regularly. Capital at risk.
Hargreaves Lansdown Fund and Share Account
£11.95
£5.95
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
Interactive Investor
From £7.99 on the Investor Service Plan
From £7.99 on the Investor Service Plan
No transfer fees or exit fees. £9.99 a month on the Investor Service Plan
Open an ISA, Trading Account or SIPP you will get £100 of free trades to buy or sell any investment (new customers only).
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
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Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Interactive Investor stocks and shares ISA
Any lump sum or £25 a month
£119.88
£7.99
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Moneyfarm stocks and shares ISA
£1500
0.75%
£0
Moneyfarm helps you meet your investment goals with fully-managed portfolios designed around you. Capital at risk.
Hargreaves Lansdown stocks and shares ISA
£100
0.45%
£11.95
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Nutmeg stocks and shares ISA
£100
0.75%
£0
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
0.12%
£8.00
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
£500
0.25%
£9.95
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
0.35%
£10.00
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Legal & General stocks and shares ISA
Legal & General stocks and shares ISA
£100 or £20 a month
0.61%
N/A
Legal & General is a big financial services company which offers insurance, lifetime mortgage, pensions and stocks and shares ISAs. Capital at risk.
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Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
Interactive Investor Pension
Any lump sum or £25 a month
Over 3,000 funds
£10/month
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Moneyfarm Pension
£1,500 (initial investment)
7 funds
0.35%-0.75%
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
AJ Bell Pension
£1,000
Over 2,000 funds
0.05-0.25%
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
£100 or £25 a month
2,500 funds
0-0.45%
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
£10
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
Penfold
Penfold
No minimum
4 portfolios
0.75-0.88%
Moneybox Pension
£1
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.
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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy UnitedHealth Group Incorporated stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Is UnitedHealth Group Incorporated under- or over-valued?

Valuing UnitedHealth Group Incorporated stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of UnitedHealth Group Incorporated's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

UnitedHealth Group Incorporated's P/E ratio

UnitedHealth Group Incorporated's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 22x. In other words, UnitedHealth Group Incorporated shares trade at around 22x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

UnitedHealth Group Incorporated's PEG ratio

UnitedHealth Group Incorporated's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.6084. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into UnitedHealth Group Incorporated's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

UnitedHealth Group Incorporated's EBITDA

UnitedHealth Group Incorporated's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $25.3 billion.

The EBITDA is a measure of a UnitedHealth Group Incorporated's overall financial performance and is widely used to measure a its profitability.

UnitedHealth Group Incorporated financials

Revenue TTM $257.1 billion
Operating margin TTM 8.71%
Gross profit TTM $67 billion
Return on assets TTM 7.55%
Return on equity TTM 23.77%
Profit margin 5.99%
Book value $71.101
Market capitalisation $329.8 billion

TTM: trailing 12 months

How to short and sell UnitedHealth Group Incorporated shares

  1. Create a CFD or spread betting account.
  2. Search for the stock code. E.g. "UNH.US"
  3. Choose your position size.
  4. Select "sell" rather than "buy".
  5. Confirm your position and keep tabs on it. You may wish to set limits on your position.

There are currently 6.2 million UnitedHealth Group Incorporated shares held short by investors – that's known as UnitedHealth Group Incorporated's "short interest". This figure is 7.5% up from 5.8 million last month.

There are a few different ways that this level of interest in shorting UnitedHealth Group Incorporated shares can be evaluated.

UnitedHealth Group Incorporated's "short interest ratio" (SIR)

UnitedHealth Group Incorporated's "short interest ratio" (SIR) is the quantity of UnitedHealth Group Incorporated shares currently shorted divided by the average quantity of UnitedHealth Group Incorporated shares traded daily (recently around 3.0 million). UnitedHealth Group Incorporated's SIR currently stands at 2.08. In other words for every 100,000 UnitedHealth Group Incorporated shares traded daily on the market, roughly 2080 shares are currently held short.

However UnitedHealth Group Incorporated's short interest can also be evaluated against the total number of UnitedHealth Group Incorporated shares, or, against the total number of tradable UnitedHealth Group Incorporated shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case UnitedHealth Group Incorporated's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 UnitedHealth Group Incorporated shares in existence, roughly 10 shares are currently held short) or 0.0066% of the tradable shares (for every 100,000 tradable UnitedHealth Group Incorporated shares, roughly 7 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against UnitedHealth Group Incorporated.

Find out more about how you can short UnitedHealth Group Incorporated stock.

UnitedHealth Group Incorporated's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like UnitedHealth Group Incorporated.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

UnitedHealth Group Incorporated's total ESG risk score

Total ESG risk: 20.65

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and UnitedHealth Group Incorporated's overall score of 20.65 (as at 01/01/2019) is pretty good – landing it in it in the 25th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like UnitedHealth Group Incorporated is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

UnitedHealth Group Incorporated's environmental score

Environmental score: 0.53/100

UnitedHealth Group Incorporated's environmental score of 0.53 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that UnitedHealth Group Incorporated is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

UnitedHealth Group Incorporated's social score

Social score: 14.36/100

UnitedHealth Group Incorporated's social score of 14.36 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that UnitedHealth Group Incorporated is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

UnitedHealth Group Incorporated's governance score

Governance score: 4.76/100

UnitedHealth Group Incorporated's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that UnitedHealth Group Incorporated is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

UnitedHealth Group Incorporated's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, UnitedHealth Group Incorporated scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that UnitedHealth Group Incorporated hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

UnitedHealth Group Incorporated was last rated for ESG on: 2019-01-01.

Total ESG score 20.65
Total ESG percentile 24.52
Environmental score 0.53
Environmental score percentile 2
Social score 14.36
Social score percentile 2
Governance score 4.76
Governance score percentile 2
Level of controversy 3

UnitedHealth Group Incorporated share dividends

23%

Dividend payout ratio: 23.25% of net profits

Recently UnitedHealth Group Incorporated has paid out, on average, around 23.25% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.44% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), UnitedHealth Group Incorporated shareholders could enjoy a 1.44% return on their shares, in the form of dividend payments. In UnitedHealth Group Incorporated's case, that would currently equate to about $5 per share.

While UnitedHealth Group Incorporated's payout ratio might seem low, this can signify that UnitedHealth Group Incorporated is investing more in its future growth.

UnitedHealth Group Incorporated's most recent dividend payout was on 15 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 4 December 2020 (the "ex-dividend date").

Have UnitedHealth Group Incorporated's shares ever split?

UnitedHealth Group Incorporated's shares were split on a 2:1 basis on 31 May 2005. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your UnitedHealth Group Incorporated shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for UnitedHealth Group Incorporated shares which in turn could have impacted UnitedHealth Group Incorporated's share price.

UnitedHealth Group Incorporated share price volatility

Over the last 12 months, UnitedHealth Group Incorporated's shares have ranged in value from as little as $185.4807 up to $367.49. A popular way to gauge a stock's volatility is its "beta".

UNH.US volatility(beta: 0.74)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while UnitedHealth Group Incorporated's is 0.7437. This would suggest that UnitedHealth Group Incorporated's shares are less volatile than average (for this exchange).

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UnitedHealth Group Incorporated overview

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health and well-being services to individuals age 50 and older, addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, Children's Health Insurance Program, and health care programs; medical and dental benefits; and health care delivery. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals through programs offered by employers, payers, government entities, and directly with the care delivery systems. The OptumInsight segment offers software and information products, advisory consulting arrangements, and services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical, as well as develops programs in areas, such as step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated has partnership with the University of California, San Francisco to expand the mental health workforce in California. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

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