RSA Insurance Group plc (RSA) is a leading insurance-property & casualty business based in the UK. It opened the day at 676.6p after a previous close of 676.6p. During the day the price has varied from a low of 676p to a high of 679.4p. The latest price was 677p (25 minute delay). RSA Insurance Group is listed on the London Stock Exchange (LSE) and employs 12,378 staff. All prices are listed in pence sterling.
Since the stock market crash in March caused by coronavirus, RSA Insurance Group's share price has had significant negative movement.
Its last market close was 429.8p, which is 24.46% down on its pre-crash value of 569p and 33.81% up on the lowest point reached during the March crash when the shares fell as low as 321.2p.
If you had bought £1,000 worth of RSA Insurance Group shares at the start of February 2020, those shares would have been worth £597.41 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £785.46.
|52-week range||317.2625p - 681.6p|
|50-day moving average||671.4059p|
|200-day moving average||498.2571p|
|Wall St. target price||643.31p|
|Dividend yield||0.08p (1.18%)|
|Earnings per share (TTM)||30.7p|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
|1 week (2021-01-08)||-0.21%|
|1 month (2020-12-16)||0.03%|
|3 months (2020-10-16)||57.52%|
|6 months (2020-07-17)||56.42%|
|1 year (2020-01-15)||21.63%|
|2 years (2019-01-15)||26.54%|
|3 years (2018-01-15)||8.63%|
|5 years (2016-01-15)||67.87%|
Valuing RSA Insurance Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of RSA Insurance Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
RSA Insurance Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 22x. In other words, RSA Insurance Group shares trade at around 22x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
RSA Insurance Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is £646 million.
The EBITDA is a measure of a RSA Insurance Group's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||£6.7 billion|
|Operating margin TTM||9.22%|
|Gross profit TTM||£750 million|
|Return on assets TTM||1.86%|
|Return on equity TTM||8.09%|
|Market capitalisation||£7 billion|
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like RSA Insurance Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 29.15
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and RSA Insurance Group's overall score of 29.15 (as at 01/01/2019) is nothing to write home about – landing it in it in the 50th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like RSA Insurance Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 2.38/100
RSA Insurance Group's environmental score of 2.38 puts it squarely in the 4th percentile of companies rated in the same sector. This could suggest that RSA Insurance Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 14.11/100
RSA Insurance Group's social score of 14.11 puts it squarely in the 4th percentile of companies rated in the same sector. This could suggest that RSA Insurance Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 15.17/100
RSA Insurance Group's governance score puts it squarely in the 4th percentile of companies rated in the same sector. That could suggest that RSA Insurance Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, RSA Insurance Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that RSA Insurance Group has, for the most part, managed to keep its nose clean.
|Total ESG score||29.15|
|Total ESG percentile||50.4|
|Environmental score percentile||4|
|Social score percentile||4|
|Governance score percentile||4|
|Level of controversy||2|
Dividend payout ratio: 7612.9% of net profits
Recently RSA Insurance Group has paid out, on average, around 7612.9% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.18% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), RSA Insurance Group shareholders could enjoy a 1.18% return on their shares, in the form of dividend payments. In RSA Insurance Group's case, that would currently equate to about 0.08p per share.
RSA Insurance Group's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 12 November 2020 (the "ex-dividend date").
RSA Insurance Group's shares were split on a 1:5 basis on 12 May 2014. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your RSA Insurance Group shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for RSA Insurance Group shares which in turn could have impacted RSA Insurance Group's share price.
Over the last 12 months, RSA Insurance Group's shares have ranged in value from as little as 317.2625p up to 681.6p. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while RSA Insurance Group's is 1.2088. This would suggest that RSA Insurance Group's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
RSA Insurance Group plc, together with its subsidiaries, provides personal and commercial general insurance services. It operates through Scandinavia, Canada, and UK & International segments. The company offers a range of personal insurance products, including home, car, pet, and travel insurance products directly to its customers, as well as through brokers and agents. It also provides commercial insurance products, such as property, vehicle and fleet, professional liability, and indemnity and travel insurance, as well as marine, renewable energy, construction and engineering, and rail insurance for small to medium sized enterprises, multinational companies, and sole traders. The company was formerly known as Royal & Sun Alliance Insurance Group plc and changed its name to RSA Insurance Group plc in May 2008. RSA Insurance Group plc was founded in 1710 and is headquartered in London, the United Kingdom.
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