Investment funds
Capital at risk. T&Cs apply.
Up to £100 welcome bonus
Choose from 700+ ETFs
Invest commission-free
No platform fees
Invest commission-free
No platform fees
Trading US shares
Capital at risk. T&Cs apply.
Free stock up to $175
Over 6,000 US stocks
Invest from just $1
No platform fee
Invest from just $1
No platform fee
Share trading app
Capital at risk. T&Cs apply.
Free share up to £100
Choose from 6,200+ stocks
0% commission on trades
Up to 5% interest on cash
0% commission on trades
Up to 5% interest on cash
Banking app
We’ve compiled a list of the best sign-up bonus offers and promotions from banks and banking apps in the UK. We check and update this guide on a weekly basis and each offer has its own set of terms and conditions that apply.
See if you could find a good deal!
Brand |
Bonus type |
Product type |
Offer details |
Link |
|---|---|---|---|---|
| Revolut | Sign-up | Banking apps | Get a sign-up bonus of £20 | Get deal |
| Freetrade | Sign-up | General investment account | Free stock worth £10-£100 |
Get deal
Capital at risk
|
| InvestEngine | Sign-up | General investment account | Sign-up welcome bonus of £20-£100 |
Capital at risk
|
| Monzo | Refer-a-friend | Bank account | Free £10 when you refer a friend | Get deal |
| Revolut | Refer-a-friend | Bank account | Earn up to £50 when you refer a friend | Get deal |
| Swagbucks NEW | Sign-up | Online surveys | £10 worth of Swagbucks points when you sign up | Get deal |
| Quidco | Sign-up | Cashback | Get £30 cashback when you refer a friend | Get deal |
| Topcashback | Sign-up | Cashback | Get £5 cashback when you refer a friend | Get deal |
| gohenry | Sign-up | Kids bank account | Get a £20 pocket money bonus for your child | |
| nimbl | Sign-up | Kids bank account | Get £10 free pocket money plus your first month free | Get deal |
| Remitly | Refer-a-friend | Money transfer | Sign up and get £10 off your first transfer when you send £100 | |
| Currencyfair | Refer-a-friend | Money transfer | Refer a friend and earn rewards | Get deal |
| Raisin | Refer-a-friend | Savings account | Get £50 bonus when you refer a friend | Get deal |
| Plum | Sign-up | Savings account | Get £10 cashback after saving over £100 in your first 90 days | Get deal |
| Wealthify | Refer-a-friend | Share trading | £50 refer-a-friend cashback |
Get deal
Capital at risk
|
| Scottish Friendly | Refer-a-friend | Share trading | £25 referral voucher |
Capital at risk
|
| Santander railcard | Sign-up | Student travel | Free 16-25 railcard with Santander Student | Get deal |
| Currensea | Refer-a-friend | Travel card | Free £10 when you refer a friend | Get deal |
| InvestEngine | Sign-up | Pension | Sign-up welcome bonus of £20-£100 |
Capital at risk
|
For each deal listed above we have broken each one down and explained the deal further in more detail.
Sign-up bonuses in the UK
We’ve rounded up sign-up bonuses from a range of providers, offering a variety of services including prepaid children’s cards to in-app money management. It includes popular promo codes and deals from providers such as Revolut and GoHenry.
Banking sign-up bonuses
Deal
exclusive
Get a sign-up bonus of £20
Minimum spend of £20 to receive the welcome offer. T&Cs apply.
Kids banking sign-up bonuses
Code
exclusive
Get a £20 pocket money bonus for your child
A prepaid account for children aged 6-18. Sign up today and also receive 2 months free. T&Cs apply.
Deal
Get £10 free pocket money plus your first month free
A prepaid account for children aged 6-18. Get £10 free pocket money plus your first month free. T&Cs apply.
Pension sign-up bonuses
Code
Sign-up welcome bonus of £20-£100
Sign-up welcome bonus of £20-£100 with InvestEngine. You need to deposit at least £100. T&Cs apply. Capital at risk.
Savings account sign-up bonuses
Deal
exclusive
Get £10 cashback after saving over £100 in your first 90 days
Open to new customers only. No code needed. The participating customer must hold a minimum of £100 within their Plum account. T&Cs apply.
Investing sign-up bonuses
Deal
Free stock worth £10-£100
Free stock worth £10-£100 when you sign-up using Finder’s link. New accounts only. T&Cs apply. Capital at risk.
Code
Sign-up welcome bonus of £20-£100
Sign-up welcome bonus of £20-£100 with InvestEngine. You need to deposit at least £100. T&Cs apply. Capital at risk.
Browse more investing offers, browse our free shares guide featuring trading providers like Trading212 and Freetrade.
Student banking sign-up bonuses
Deal
Free 16-25 railcard with Santander Student
Free 4-year Santander 16-25 Railcard to save 1/3 on rail travel in Great Britain. T&Cs apply.
Refer-a-friend bonuses in the UK
We’ve rounded up refer-a-friend offers available from a range of digital banks and e-money institutions. These include popular deals from banking apps like Revolut and Monzo.
Banking refer-a-friend bonuses
Deal
Free £10 when you refer a friend
No minimum spend but must make a payment within 30 days. T&Cs apply.
Deal
Earn up to £50 when you refer a friend
Earn up to £50 when you refer a friend to Revolut. The friend must order a physical card and make 3 purchases of £5 minimum each. T&Cs apply.
Money transfer refer-a-friend bonuses
Code
Sign up and get £10 off your first transfer when you send £100
Sign up to Remitly and get £10 off your first transfer when you send £100 or more. T&Cs apply.
Deal
Refer a friend and earn rewards
Refer a friend and earn rewards with Currencyfair with a valid referral link. T&Cs apply.
Savings account refer-a-friend bonuses
Deal
Get £50 bonus when you refer a friend
Get £50 bonus for up to 10 successful referrals. who fund their first savings account with £5000 or more. T&Cs apply.
Share trading refer-a-friend bonuses
Deal
£50 refer-a-friend cashback
Referee must have deposited £250 and leave it invested for 3 months to receive the bonus. T&Cs apply. Capital at risk.
Code
£25 referral voucher
Voucher redeemable at a range of UK outlets. Referee must enter 'RECAF' promo code when applying. T&Cs apply. Capital at risk.
Travel card refer-a-friend bonuses
Deal
Free £10 when you refer a friend
To receive the £10 reward, the referee must successfully sign up and spend £100 or more using their Currensea card. T&Cs apply.
Frequently asked questions
Why do banking apps offer sign-up deals?
Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to incrase their customer base.
Are there any catches?
Sometimes there will be some extra hoops to jump through to get the bonus. This could be something like depositing a certain amount of money in the account and keeping it there for a certain amount of time or making a number of qualifying transactions. You may also need to offer a current account to access a savings account, or vice versa. Just make sure you’re aware of the eligibility criteria and be sure you can fulfil it.
Will a reward impact my credit score?
There normally isn’t an impact on your credit score just from accepting a sign-up bonus or earning rewards from your account. But if you’ve switched current accounts to get an offer or reward, there’s a chance this can temporarily affect your credit score. When you open a new account, banks normally do a hard credit search, which shows up on your credit file.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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