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Riverview Community Bank loans review

Washington and Portland businesses can find a wide range of financing with this local lender.

The wide range of loan products offered by this bank could make it a great partner for small and midsized businesses in the area it serves. Especially medical professionals.

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Business loans, business lines of credit, SBA loans, tenant improvement financing, commercial real estate loans, personal loans and lines of credit, auto loans, mortgages, home equity loans

Types of loans available


Online applications


Types of loans availableBusiness loans, business lines of credit, SBA loans, tenant improvement financing, commercial real estate loans, personal loans and lines of credit, auto loans, mortgages, home equity loans
Online applicationsNo
Number of branches19
Branch hours9 a.m. to 5 p.m. Monday through Thursday, 9 a.m. to 6 p.m. Friday. Select branches open 10 a.m. to 1 p.m. Saturday
Customer service hours8 a.m. to 5 p.m. Monday to Thursday, 8 a.m. to 6 p.m. Friday, 10 a.m. to 1 p.m. Saturday
Customer service optionsPhone, online form
Mobile appYes
Routing number323370666

Review by

Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.

Expert review

Riverview Community Bank offers a little more than your standard business loan options. It has programs for both small and midsized businesses, as well as experts in banking for medical practices. You can also find financing for tenant improvements, which could be useful to retailers who rent their storefronts.

But like with many community banks, you’ll likely have to visit during business hours. While a few branches are open on Saturday, those don’t offer as many business financing options.

What is Riverview Community Bank?

Riverview Community Bank is a small bank with 19 branches in Southwest Washington and the Portland metro area in Oregon. It's heavily involved in the community it serves.

It was founded with the intent to create a local financial institutions that can keep the funds in Southwest Washington. Today, its employees volunteer with over 100 local organizations. And the bank has sponsored several local events in the areas where it has branches.

What types of loans does Riverview Community Bank offer?

Riverview Community Bank offers a range of business financing options — in addition to personal and home loans.

  • Operating lines of credit. Access to credit limits between $10,000 and $1 million to support cash flow, meet seasonal demand, refinance debt and general day-to-day expenses.
  • Term loans. Loans to finance a one-time expense, like upgrading your technology or a business acquisition.
  • Equipment financing. A loan backed by the equipment you're business is purchasing with a term based on the expected life of the equipment.
  • SBA loans. Riverview Community Bank offers loans through the Small Business Administration (SBA)'s 7(a) program and financing for the bank portion of a 504 loan.
  • Commercial real estate loans. Funding for both owner-occupied and nonowner-occupied real estate properties.
  • Tenant improvement financing. Financing for up to 100% of the cost of improving a rented office space to better serve your customers and employees with a 10-year term.
  • Auto loans. Financing to buy a new or used car or RV up to 10 years old with no prepayment penalties and a $100 loan fee.
  • Personal loans. Unsecured loans up to $25,000 with a $125 loan fee or secured loans backed by the balance of a Riverview CD or savings account with a $100 loan fee.
  • Personal lines of credit. Unsecured credit lines up to $25,000 with a $30 annual fee. Or an overdraft credit line of up to $1,000, connected to your Riverview checking account.
  • Home loans. You can apply for a personal mortgage or home equity loan through this community bank.

Does Riverview specialize in any industries?

While most industries are eligible to apply for a loan, Riverview Community Bank has a special team dedicated to the medical industry. Medical professionals should contact Amaya Urzaa at 503-517-3507 for more information on business lending. Or for mortgages, reach out to Derek Christina at 360-693-7200.

How does borrowing with Riverview Community Bank work?

For most loans, you have to set up an appointment with a loan officer to get started on your application. While it doesn't advertise loan officers that specialize in any particular industry, it has separate loan programs depending on the size of your business.

Midsized businesses should contact the commercial lending officers, while small businesses should contact a small business commercial lending officer.

How do I get started?

Two main branches offer the most options when it comes to business financing: The Riverview Center branch in Vancouver, Washington and the Gateway branch in Portland, Oregon. But other types of financing might be available at other branches. Here's how to get in touch:

  1. Go to the Riverview Community bank website.
  2. Click Locations in the top navigation bar.
  3. Select the branch closest to your business.
  4. Call the branch phone number and ask to speak to a commercial loan officer.


  • Mobile app
  • Small and midsized business financing programs
  • SBA loans available


  • Most business loan options limited to two branches
  • Branches open 9 a.m. to 5 p.m. most weekdays
  • Branches that specialize in business financing closed Saturdays

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Riverview Community Bank reviews and complaints

BBB accredited No
BBB rating A-
BBB customer complaints 1 customer complaints
Yelp 4 out of 5 stars, based on 5 customer reviews
Glassdoor 4.4 out of 5 stars, based on 2 customer reviews
Indeed 3.4 out of 5 stars, based on 18 customer reviews
Customer reviews verified as of 19 November 2020

Riverview only has a few online reviews, which are mixed — even some customers say they've bad both positive and negative experiences. This is relatively common for a bank of this size. Customers are generally happy with the quality of personalized customer service — and the free coffee doesn't hurt, either. However, two complaints focused on how long it takes for the bank to process applications.

What do employees say?

There are also only a handful of Riverview Community Bank employee reviews. They're generally positive but there are a few complaints about management.

This isn't necessarily a good or bad sign. Generally, working with a lender that has high employee morale means you'll have the chance to build a strong, long-term relationship with your banker. But there currently aren't enough employee reviews to make a judgment.

What other products does Riverview offer?

In addition to loans, you can also find the following products for yourself and your business at this local bank.

  • Business cash management services
  • CDARs
  • CDs
  • Checking and savings account
  • IRAs
  • Merchant credit card processing
  • Money market accounts

Riverview Community Bank history

In 1923, a group of locals founded Clarke County Savings and Loan Association, which would eventually become Riverview Community Bank in 1971. It served customers in Southwest Washington for 40 years, before expanding in the 80s, 90s and early 2000s. In 2009, it acquired America Pacific Bank, which allowed it to expand to Oregon.

Not sure about this local lender? Read our roundup of the best business loan providers to see how compares.

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