Is a merchant cash advance a good idea?

Business cash advances are generally quite expensive, but they may be an option if you can't qualify for other types of business funding. However, the repayment plans can be rigorous, so be sure the payments fit your budget.

Will a merchant cash advance hurt my credit?

If the lender requires a hard credit pull as part of the application process, your score might drop a few points. However, lenders that offer revenue advances generally only conduct a soft credit check and don't report to the credit bureaus. So, even if you can't make your payments, there shouldn't be any impact on your credit score.

What cash advance gives the most money?

How much you can borrow mostly depends on how much you make in monthly sales. If you have consistently high monthly sales, you'll be able to borrow more than someone with low or inconsistent revenue.