Does FundThrough require a credit check?

No. FundThrough does not check your personal or business credit as part of the funding process. It evaluates the creditworthiness of your customers instead. Your credit score will not be affected by creating an account or factoring invoices.

What is FundThrough's fee structure?

FundThrough charges a single flat fee of 1.9% to 2.9% per 30 days for invoices up to $999,999, based on the net terms of your invoice. Businesses with more than $1 million in total outstanding invoices can contact FundThrough for custom pricing. There are no hidden fees and no application fees, per its website.

What is the minimum invoice size to get started?

FundThrough requires a minimum of $100,000 in outstanding invoices to one customer for your first funding. After that, no minimum funding obligations apply.

Will my customers know I'm using FundThrough?

Yes. FundThrough is a notification factoring company. Your customers receive a Notice of Assignment informing them to redirect payment to FundThrough. FundThrough's website notes that this is routine in many industries and customers often simply redirect payment without issue.

Is FundThrough a loan?

No. Invoice factoring is not a loan. You are selling a receivable, an asset you've already earned, rather than borrowing money. No debt is added to your balance sheet, and no equity is given up.

What industries does FundThrough serve?

FundThrough serves most B2B industries, including oil and gas, manufacturing, technology, staffing, transportation, trucking, professional services, building supplies and B2B wholesale and retail. Construction and real estate are excluded.