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Compare 5 Sites Like SmartBiz for Business Loans in 2025

Looking to grow your business? You could qualify for up to $500,000 with a low interest rate, longer term SBA loan.

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Aliyyah Camp

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Pros

  • Prequalify in minutes.
  • Quick turnaround for smaller loans.
  • Long repayment terms.
  • Connects you with multiple options.

Cons

  • Fee for prepayment.
  • Longer turnaround time for large loans.
  • Good personal credit required.
  • Restrictions on how funds can be used.

Looking for business lenders with more lenient eligibility criteria?

ALTERNATIVE SITES LIKE SMARTBIZ LOANS

  • American Express® Business Line of Credit
  • OnDeck
  • LendingClub Business Loans
American Express® Business Line of Credit

8 Great

Read review
Get access to ongoing funds for your small business with a American Express Business Line of Credit from $2,000 to $250,000.
Loan amount $2,000 – $250,000
APR N/A
Min. Credit Score 660

OnDeck short-term loans

9.2 Excellent

Read review
OnDeck offers term loans of up to $250,000 and lines of credit of up to $100,000 with fast application processing and funding.
Loan amount $5,000 – $250,000
APR Average is 55.9% to 56.1%.
Min. Credit Score 625

LendingClub business loans

9 Excellent

Offering fixed-rate loans of up to $500,000, your business can get the affordable financing it needs.
Loan amount $5,000 – $250,000
APR 12.15% to 29.97%
Min. Credit Score 580

Wise business loans

Qualify for a business loan of up to $2,000,000, even if you have bad personal credit.
Loan amount $10,000 – $2,000,000
Min. Credit Score 500

Biz2Credit business loans

9.4 Excellent

Read review
A secure business lender connection platform that could help you get up to $6,000,000 to finance your small business.
Loan amount $25,000 – $6,000,000
APR Starting at 6.50%
Min. Credit Score 600

See how other top providers compare to different lenders by checking out A-to-Z directory.

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Aliyyah Camp is a SEO content strategist and former publisher at Finder, specializing in consumer and business lending. Her writing and analysis has been featured in CentSai, the Dough Roller and the Chicago Tribune. She holds a BA in communication from the University of Pennsylvania. See full bio

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