Despite their differences in maximum loan approval amounts, both lenders have flexible monthly revenue requirements for businesses to qualify.
For small business owners, Fundbox offers an easy one-step application process and quick access to funds, while American Express Business Line of Credit, formerly Kabbage, provides a larger range of credit line amounts and a competitive no-interest rate appeal.
| Fundbox | American Express Business Line of Credit | |
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| Finder rating | ★★★★★ | ★★★★★ |
| Loan products offered |
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| Interest rates | Starts at 4.66% | Monthly fees on amount you use rather than interest rates |
| Fees | No origination, opening or prepayment fees. |
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| Loan amounts | Up to $250,000 | $2,000 to $250,000 |
| Turnaround time | Two business days | 1–3 business days to process |
| Eligibility requirements |
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| Ratings |
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| State availability | Available in all states | |
| Pros |
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| Cons |
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Fundbox uses AI technology to process lines of credit up to $250,000 with funds available within two business days.
American Express Blueprint Business Line of Credit offers businesses up to $250,000 but requires a slightly higher credit score.
Overall, American Express Blueprint Business Line of Credit may appeal to businesses due to lack of interest rates in exchange for built-in fees.
Fundbox is best if you need a company that:
American Express Blueprint Business Line of Credit may work best for people who want:
Both lenders are similar in that they require some form of a six-figure annual revenue requirement and credit scores in the 600 range. They also both offer quick turnaround times in as little as one business day for select businesses.
Compare up to four lenders side-by-side to see how they stack up.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best business loans for startups loans, you can see how each business loan stacks up against other business loans with the same borrower type, rate type and repayment type.
Here are alternative products similar to both Fundbox and American Express Blueprint Business Line of Credit:
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