Aliyyah Camp

Hi George, Thank you for your question. We are a comparison website and general information service, we’re more than happy to offer general advice. Since SoFi didn't approve your loan application and it's one of the few lenders that offer personal loans for as much as $100,000, your options may be limited. One idea is to look into student loan refinancing so that you can pay down your kids' student debt faster and have a stronger application for future loans. To improve your chances of being approved in the future, you could also look into increasing your credit score even further or applying with a cosigner. Applying with a bank could be another option for larger personal loans. Lastly, you can compare maximum loan amounts and eligibility requirements of various lenders to see if any are a better match for you. Feel free to reach out to us again should you have any other questions. Best regards, Aliyyah

Commented on How to get a $100,000 personal loan with the best rate and terms

Hi Sheldon, Thank you for your question. Speedy Cash's online application requires your checking account number and debit card information in order to verify where approved loan funds will be deposited and where to debit loan repayments. A representative should not ask for your username or password. Speedy Cash is a reputable lender offering short-term loans online, in-store and by phone. You may want to confirm that the person you're communicating with is actually a representative from Speedy Cash and not someone posing as a representative to conduct a scam. You can learn more about how to spot a payday loan scam here. Feel free to reach out to us again should you have any other questions. Best regards, Aliyyah

Commented on Speedy Cash short-term loans review

Hi Michelle, Thank you for your inquiry. Speedy Cash is a legitimate short term loan lender. However, Speedy Cash does not ask for gift cards or require an upfront fee before approving a loan. The company that contacted you may be running a scam. Visit our page on payday loans scams to learn more about how they work and how to avoid them. Feel free to reach out again should you have any other questions. Best regards, Aliyyah

Commented on Speedy Cash short-term loans review

Hi Gregg, Thank you for your question. You must have an active checking account in your name to apply for a loan through Check Into Cash. This lender does not load funds onto prepaid card accounts. You may want to consider other short term loan lenders to find one that doesn't require a bank account to apply. You can learn more about your options here. Feel free to reach out to us again should you have any additional questions. Best regards, Aliyyah

Commented on Check Into Cash payday loans review

Hi Kelsey, Sorry to hear about your recent circumstances. There are lenders who offer small loans and don't require you to have a bank account. You can read our page on prepaid debit card loans to find out how to apply and possibly find a lender who'll deposit the money onto your existing prepaid Visa card. Feel free to reach out again should you have any additional questions. Best, Aliyyah

Commented on The best deals from top brands: search here

Hi Kim, Thank you for your comment. Your chances of approval will depend on many factors and vary depending on the lender you apply with. If you're concerned about being denied because of your employment status, one idea is to consider using a joint application so that your partner's qualifications are considered as well. You could also read our article on tips to avoid personal loan rejection, which may have information that's helpful for you when applying. Please feel free to contact us again should you have any additional questions. Best regards, Aliyyah

Commented on Unemployed and need a loan? Compare lenders and terms

Hi Carissa, Thank you for your question. If you're currently unemployed and don't have employment history for the past two years, there are lenders who may consider your application based on other factors. One idea to consider is including a guarantor on your loan application — this is a person who agrees to pay back the loan if you're unable to. To get started with a loan to purchase a home, you can read through our mortgages guide and compare your options. Feel free to reach out to us again if you have any further questions. Best regards, Aliyyah

Commented on Unemployed and need a loan? Compare lenders and terms

Hi Kerri, Thank you for your question. Having one monthly payment can make it more convenient to manage your loans. One idea to consider is a debt consolidation loan. With these loans, you can borrow the money needed to pay off your existing debts and then pay back the new loan with one payment per month. Another advantage of debt consolidation loans is that you could potentially save money on interest. To learn more, check out our article on debt consolidation loans. Feel free to reach out to us again if you have any other questions. Best regards, Aliyyah

Commented on How to get approved for a $10,000 personal loan

Hi Cody, Thank you for your question. Sorry to hear about your recent troubles. If you’ve been denied for loans in the past, one idea is to consider a guaranteed short term loan as your next option. Although these lenders don’t promise to approve 100% of applicants, they tend to have more flexible eligibility criteria and could be what you’re looking for. Another resource to consider is our article on bad credit loans, where you can compare lenders who tend to approve applicants with lower credit scores. If you have any other questions, feel free to get in touch with us again. Best regards, Aliyyah

Commented on Unemployed and need a loan? Compare lenders and terms