Editor's choice: Fast5kLoans Short-term Loans Connection Service
- Wide range of loan amounts
- Variety of loan terms
- Quick process
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These lenders offer in-store payday loans — and most also have online payday loans.
|Provider||State availability||Loan amounts|
|Check Into Cash||Alabama, California, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Nevada, Oklahoma, South Carolina, Tennessee, Texas, Wisconsin and Wyoming||to||Read review|
|ACE Cash Express||California, Florida, Indiana, Kansas, Louisiana, Minnesota, Missouri, Ohio, Oregon, South Carolina, Tennessee, Texas and Virginia|
Varies by state
|Go to SiteRead review|
|Cash Store||Idaho, Illinois, Michigan, New Mexico, Texas, Utah and Wisconsin||$100 to $5,000||Read review|
|Speedy Cash||Alabama, Alaska, Arizona, California, Colorado, Delaware, Hawaii, Illinois, Idaho, Kansas, Louisiana, Missouri, Mississippi, North Dakota, Nevada, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, Virginia, Wisconsin, Wyoming||$50 to $26,000||Read review|
|Advance America||Alabama, California, Delaware, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and Wyoming||$50 to $1,075||Read review|
|Check N Go||Alabama, California, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Nebraska, Nevada, Oklahoma, Rhode Island, Tennessee and Texas||$100 to $1,000||Read review|
To find a nearby payday loan location, follow these steps:
Payday loans are designed for people with bad credit. While they typically charge high fees — resulting in a high interest rate — they can be a helpful short-term option when you need cash.
Unlike online lenders, which usually can’t get you cash until the next business day, most in-store lenders can get you money fast: Payday loans may be available on the same business day you apply. This means you could walk out with your money — as cash, check or prepaid debit card — to use toward whatever short-term expense you have.
After you’ve found a lender you want to work with, go to that lender’s store to begin applying for your loan. You’ll typically need to provide some basic personal information, like a government-issued ID and information about your bank checking account. Some lenders also need to see that you have a source of income and proof of residence to approve your application.
Ask customer service to walk you through any questions you have about the application process, loan funding or repayment so that you fully understand any contract you sign.
It may be better to get a payday loan from an online if you:
Just keep in mind that people with credit difficulties should seek credit counseling to better handle long-term financial setbacks. A payday loan is a short-term option, whether you visit a store or borrow online, and there are less expensive options for people with bad credit out there.
To see lenders that may offer payday loans in store and online, select your state and click Show me my options.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Payday loans weren’t always available online. Although online loans come with many perks, you might just prefer to go to an in-store lender in your neighborhood if you need to borrow money fast.
Check our comprehensive guide to payday loans to weigh the benefits and drawbacks of payday loans and other short-term options before you borrow.
Our answers to additional questions you might have about payday loans.
In most cases, yes. To deposit your loan money, lenders need you to provide a bank account to complete you application. However, there are lenders that don’t require bank accounts.
To prove you have a regular source of income, you may need to submit documents like pay stubs and employer information. What qualifies as proof of income varies by lender and state, so call ahead to make sure you bring along everything you need.
You may be able to have your loan funds deposited your loan on a prepaid debit card, although many lenders don’t offer it. Ask a representative about funding options before visiting the store.
No, Walmart does not offer payday loans. However, there are some cash advance apps that allow you to pick up your advance at a nearby Walmart.
Business loan interest rates dropped in 2020 and are likely to stay low. Here’s why.
Get a low rate guarantee, but you won’t know if you’re eligible until you apply.
Get a line of credit with low closing costs — but you can’t apply online.
Get fixed- and variable-rate options in a HELOC, if you qualify for membership.
Find $50,000 loans for all purposes, even if you’re a startup or have bad credit.
The free Upgrade Rewards Checking account offers 2% cashback, but you can’t deposit checks.
Learn what an ACH loan is and weigh the pros and cons before you compare lenders.
Compare lenders that offer $30,000 business loans and calculate how much you can expect to pay each month before you apply.
Flexible funding for minor expenses — but some important details aren’t available online.
A store card you can only use at the Horizon Outlet online store.
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