Editor's choice: OppLoans Installment Loans
- Easy online application
- Quick approval
- Long repayment terms
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It’s not uncommon for people to need money for unexpected bills or emergencies, but promises of getting money in a rush can lead to scams.
Same day payday loans don’t exist. If you apply online, the soonest you can get your money is the next business day.
The short answer is no, but you may be able to expedite the process and get your approved funds quickly if you apply in-store. However, if you apply online, you must wait until the next business day to receive your loan.
You will have to qualify for the loan in order to apply, and you should remember that state laws can have a bearing on how much you can borrow.
Check the websites of any providers you’re interested in to confirm they operate in your state.
These lender-matching services are not lenders, loan brokers or agents for any lender or loan broker, and they don’t make credit decisions. Instead, they focus on matching you with a lender who might be able to provide you the funds you seek. Note that the maximum loan amount is based on the matching service’s maximum and will vary based on your state. If you proceed with one of these services, confirm that the lender is reputable by checking with your local government.
An easy way to establish which quick short term loan will work best for you is to compare some features these loans come with. Here’s what you should know:
|Provider||Can you receive next business day funding?||When do you have to apply by?|
|100 Day Loans||Varies between lenders.|
|Achieve Lending||Varies between lenders.|
|Advance America||In-store loans are funded within 10-15 minutes. Online loan applications received prior to 8 p.m. EST are funded the following banking day.|
|CashAdvance.com||Funding in 1-2 business days.|
|CashNetUSA||Loans approved before 9 p.m. CST Mon-Thurs are funded the next banking day. Loans approved outside these hours are funded on Monday.|
|Cash Central||Loans approved before 7:45 p.m. EST Mon-Thurs or anytime on Friday and Saturday are deposited the next banking day. Loans approved after 7:45 p.m. on Sunday will be deposited on Tuesday.|
|Check City||In-store applications can be funded within 15 minutes. Online applications will be funded the business day if submitted before 7 p.m. MST on weekdays or 8 p.m. MST on Saturdays. Sundays and holidays will take an additional business day for approval and will be funded the business day after that.|
|Check into Cash||In-store funding available on weekends (some stores closed on Sundays) and online applicants can pick up their approved loans in-store.|
|LendUp||If your loan is approved by 5 p.m. PST Monday-Friday (excluding holidays), you will generally receive your funds the next business day. Exact funding time depends on your bank.|
|Net Credit||Next banking day.|
|NetLoanUSA||Varies between lenders.|
|Personal Money Network||Varies between lenders.|
|Speedy Cash||If you visit a store, you can pick up cash or have it loaded onto a prepaid debit card.|
|TrustedLoanNetwork||Varies between lenders.|
|USA Payday Cash||Next banking day.|
What’s the good?
What’s the bad?
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