Find a loan for $2,000

Get a quick loan for up to $2,000 to help you with any cash shortfall.

Lenders offer loans of up to $2,000 for a range of purposes including car repairs, hospital bills or even to get through a few difficult weeks. If any of these situations apply to you, a short-term loan might be an option for you to consider.

Read our guide below to find out more about your loan options.

OppLoans Installment Loans

OppLoans Installment Loans

OppLoans offers borrowers fast funding with lower interest than a typical payday loan.

  • Minimum Loan Amount: $1,000
  • Maximum Loan Amount: $4,000
  • Loan Term: 9 to 36 months
  • Turnaround Time: 1 business day
  • Must be 18+ years old (19+ in Alabama)

    What are your options to apply for a $2,000 loan today?

    An ideal starting point when looking for a short-term loan would be to search through the options you have available to you. Below are details about some of the ways you can get a $2,000 loan.

    • Payday loans. These are the most common type of $2,000 loans. With a payday loan, also called a short-term loan, you’ll have up to one year to repay what you borrow.
    • Loans with no credit check. If you’re concerned about your credit history holding you back, you can apply with a lender that doesn’t check your traditional credit report from the main credit bureaus. Keep in mind that a lender must still assess your ability to repay by looking at your income and other important factors. There’s no such thing as a guaranteed loan.
    • Cash advance loans. A typical cash advance loan allows you to borrow as little as $100 and up to $2,000. This loan type doesn’t require any collateral, but you usually have to repay the entire amount quickly.
    • Secured personal loans. Some small lenders allow you to secure your loan in order to get a lower interest rate. This includes pawn shops.

    Compare lenders offering $2,000 short-term loans

    Rates last updated December 12th, 2017
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
    OppLoans Installment Loans
    Installment loans with competitive rates from a top-rated direct lender.
    $4,000
    9 to 36 months
    1 business day
    Open only to residents of AL, CA, DE, GA, KS, ID, IL, MO, MS, NV, NM, OH, SC, TN, TX, UT, VA and WI. Must have direct deposit to demonstrate sufficient monthly income.
    Same rates
    everywhere
    Go to site More
    Slam Dunk Loans
    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
    $2,500
    Varies by lender
    As soon as next business day
    Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
    Same rates
    everywhere
    Go to site More
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    Same rates
    everywhere
    Go to site More
    Blue Trust Loans Installment Loans
    Get an installment loan from an online tribal lender. Perks for returning borrowers.
    $2,000
    6 months
    As soon as next business day
    Must be at least 18 years old and have a verifiable source of income with direct deposit into your checking account.
    Same rates
    everywhere
    Go to site More
    HonestLoans Installment Loans
    Get a flexible installment loan with fast funding through one easy online application form.
    $2,500
    Varies by lender
    As soon as one business day
    Must be employed and receive regular income, earn at least $800 a month, have a checking account and be an 18+ years old legal US citizen.
    Same rates
    everywhere
    Go to site More
    MaxLend Installment Loans
    Get up to $1,000 as a first-timer, with loans of up to $2,000 and lower APRs for repeat borrowers.
    $2,000
    6 months
    As soon as the next business day
    Must be at least 18 years old and a US citizen, have a valid bank account and provide a verifiable source of income.
    Same rates
    everywhere
    Go to site More

    Compare up to 4 providers

    Eligibility checklist

    You can generally get a loan if you meet the following criteria:

    • Age. You must be at least 18 years old in most states.
    • Employment. Some lenders require you to be employed, but you may find a lender that will consider you if you are unemployed. Part-time and seasonal workers may also be eligible for loans.
    • Income. You need to be earning some sort of income to be eligible for a loan. Some lenders may have a minimum of how much you need to earn, but others just need to see history of your pay over the previous three months.
    • Government benefits. If you receive welfare payments or are on Social Security income, you could still get a loan. Keep in mind there may be restrictions you need to meet, such as your loan repayments not exceeding more than 50% of your welfare income.
    • Credit history. You can still get a loan with bad credit, even if you’ve filed for bankruptcy. But having good credit history could qualify you for more competitive, low-cost loans.

    What you need to know when comparing $2,000 loans

    How you compare your options largely depends on whether you’re applying for a payday loan or a standard $2,000 personal loan. Below, we’ve broken down what you need to know.

    • What is the interest rate? Interest rates for payday and personal loans can vary significantly from one lender to another and usually depends on whether the loan is secured or unsecured. It’s always best to compare to know the rate is competitive.
    • What is the term of the loan? For payday loans, terms can extend up to one year. Other personal loans have terms that can last several years.
    • What are the fees and charges? Lenders may charge financing fees or monthly fees in addition to the interest rate. Both payday loan lenders and personal loan lenders can charge you late/missed payment fees and fees if you go into default. If you think you’ll have any problems repaying your loan, you may want to reconsider applying.
    • Is there repayment flexibility? Lenders that offer small loans up to $2,000 normally require you to set up direct debits either from your salary or through a bank account in order to make repayments.You can generally repay the loan early without penalty, but fixed rate loans, on the other hand, may come with an early repayment penalty.
    • What is the reputation of the lender? Given that the Internet has given rise to a number of online lenders, finding out a little about the lender in question can be a good place to start before you apply. Make sure you go through the terms and conditions of any loan offering very carefully.

    How do you know if a lender is legit?

    How to increase your chances of being of approved

    While there is no definite way to make sure a lender approves your application, it could help your application to keep the following in mind:

      • Establish eligibility criteria. On each finder.com loan review page, you’ll find a list of eligibility criteria you need to meet in order to be approved for the loan. Take some time to go through these before applying. If you have doubts about any part, you can always call the lender.
      • Go through your credit report. It’s a good idea to get a free copy of your credit report online before you apply. Understanding of your credit history will put you in a better position to know what loans you can and can’t apply for.
      • Limit your applications. Every time you apply for a loan, it counts as an inquiry on your credit report. Submitting too many applications can negatively affect your credit score. If you want to compare your options without going through the hassle of applying to multiple lenders, try a lender-matching service instead.

    Factoring in your repayments. It’s important that you have a fair idea of what your repayments will look like before you apply for your $2,000 loan. Once you know how much you have to repay, take into account your existing salary and expenses and then determine if you can afford to make the repayments. You can use a loan calculator to find out how much you might have to repay weekly, biweekly, or monthly.

    The pros and cons of $2,000 payday loans

    Pros

    • The opportunity of flexible repayments. Flexible repayment options let you line up your repayments in accordance to when you get paid. By making extra repayments, you can repay the loan ahead of time.
    • Online presence simplifies the process. If a lender is online, the entire process can be streamlined. You will usually be given multiple options during the application process to submit documents, information and track your application’s progress.
    • Bad credit is OK. People who have bad credit can find it difficult to be approved for loans, but there are a multitude of $2,000 loan options available for those with bad credit.

    Cons

    • Higher fees. Payday loans attract higher fees due to the risk the lenders are taking on. It’s important to consider whether you can afford the loan before you apply.
    • Short loan terms and repayment schedules. Most cash advance and payday loans require that you repay the entire amount in a few weeks or months, resulting in high repayments.
    • Predatory lenders. Some lenders can be disreputable and set unfair terms, so it’s important to do your research and apply for a loan with a reputable lender.

    What to avoid

    When you look for a $2,000 loan, bear in mind that it can come with associated risks:

    • Avoid taking on more debt than you can handle and exercise caution throughout the loan process.
    • A short repayment period and high fees translate into high repayments.
    • You can avoid high interest rates by comparing multiple lenders. Remember to consider all costs, including financing fees if applicable.

    What type of loan are you looking for?

    Fixed Term

    Fixed Amount

    7 days
    30 days
    2 months
    3 months
    6 months
    9 months
    12 months
    24 months

    Frequently asked questions about $2,000 loans

    Are payday loans available in my state?

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    2 Responses

    1. Default Gravatar
      SmokeyMay 30, 2017

      How or where would I have to go to apply for a $2000 loan with a reasonable amount of time to pay it off. It’d have to be exceptional as I am on disability O.D.S.P government ingcome.

      • Staff
        HaroldJune 21, 2017Staff

        Hi Smokey,

        Thank you for your inquiry.

        You can go to the section where it says “Compare lenders offering $2,000 short term loans”. Next follow the steps listed below.
        1. Select your credit score
        2. Select the state based on your permanent address
        3. Review the offers
        4. Once you have decided which lender you are going to apply you can go ahead and click the “go to site” button for further instructions and details.

        I hope this information has helped.

        Cheers,
        Harold

    US Payday Loans Offers

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    Slam Dunk Loans

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    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.