Finder x EarnIn $50 Cash Back Offer Promotion – Terms and Conditions – July 2026

Terms & Conditions

Overview

The Promoter is Finder.com LLC (“Finder”) of 135 Madison Ave, 6th Floor, Office 125, NY, NY, 10016. Finder offers customers the ability to compare financial products through its website at https://www.finder.com (“Finder Comparison Service”).

The $50 promotional reward available under this Promotion is provided by Finder and distributed by Finder’s supplier, Tremendous LLC (“Tremendous”) as a digital reward, gift card, reward link, prepaid card, or other digital fulfillment option available through Tremendous, as applicable (together, the “Fulfillment”). Tremendous’ terms and conditions and Finder’s privacy policy also apply to this Promotion.

If you decide to sign up for an EarnIn account using Finder’s Comparison Service, please refer to EarnIn’s terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from and do not form part of EarnIn’s terms and conditions. For clarity, Finder is not responsible for and does not supply any brokerage, investment, banking, lending, crypto, or other financial products or services under EarnIn accounts. You must contact EarnIn directly for more information about EarnIn’s products and services.

Information on how to participate in the Promotion forms part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions. Each person who participates in this Promotion is referred to as an “Entrant.”

1. Definitions

Promotion Period means the period beginning Tuesday, July 14, 2026 and ending Wednesday, August 12, 2026.

Qualifying Event means opening a new eligible EarnIn account through the Finder.com promotional link during the Promotion Period, making an EarnIn Cash Out, in any amount (limited to a maximum of $150 per day), at any time during the Promotion Period, and keeping the EarnIn account open and in good standing through the Fulfillment Date.

Eligible First Deposit means the deposit resulting from the Entrant’s first EarnIn Cash Out, successfully initiated and received into the eligible EarnIn account during the Promotion Period, in any amount (no minimum currently applies, but limited to a maximum of $150 per day). Cash Outs that are reversed, cancelled, charged back, or otherwise unwound, and Cash Outs initiated through an existing (non-new) EarnIn account, do not qualify as an Eligible First Deposit.

Reward means the $50 Finder reward, issued as a promotional digital reward, gift card, reward link, prepaid card, or other digital fulfillment option through Tremendous, provided solely by Finder and not by EarnIn. The Reward is paid only after Finder verifies that the Entrant has satisfied all eligibility requirements, including successful opening of a new eligible EarnIn account through the Finder.com promotional link and completion and maintenance of the Qualifying Event.

Eligibility Date means the date on which Finder verifies whether all eligibility requirements have been met. For this Promotion, the Eligibility Date is September 14, 2026.

Fulfillment Date means the date on which Finder issues, or expects to issue, the Reward. For this Promotion, Finder expects to issue Rewards on or before September 30, 2026.

New Customer means any individual or entity who does not currently hold an active account with EarnIn and has not been a primary or joint owner of any account, profile, or established service relationship with Activehours, Inc., or any of its affiliates or subsidiaries (collectively, “EarnIn Entities”). Accounts closed with a negative balance, accounts closed due to broker-, bank-, platform-, or provider-initiated termination, accounts closed due to suspected fraud or abuse, or accounts otherwise deemed ineligible by EarnIn also disqualify an applicant from being considered a New Customer.

In the case of a joint account application, all named account holders must independently meet the definition of a New Customer for the account to be eligible for the Promotion. For the avoidance of doubt, only one (1) Reward will be awarded per new eligible EarnIn account opened, regardless of the number of joint owners or participants.

Eligibility is cross-referenced across all EarnIn product lines. If EarnIn records indicate that an Entrant has an existing profile, account, or service relationship of any type prior to clicking the Finder link, the Entrant will be deemed ineligible for the Reward, regardless of whether the Entrant is opening an EarnIn account for the first time.

Good Faith Participation means participating in the Promotion in a manner consistent with these Terms and Conditions and the intended operation of the Promotion. Finder may determine that an Entrant has not engaged in Good Faith Participation where Finder reasonably believes, based on available records, Partner-provided data, account activity, device or identity signals, support communications, documentation submitted by the Entrant, or other relevant information, that the Entrant has attempted to obtain the Reward without satisfying the substance of the Promotion requirements.

Conduct that may indicate a lack of Good Faith Participation includes, without limitation: withdrawing, transferring out, or reducing the qualifying deposit or balance below the required threshold before the Fulfillment Date; closing or attempting to close the EarnIn account before the Fulfillment Date; opening and closing an account in rapid succession; using or attempting to use multiple Finder accounts, email addresses, devices, identities, household members*, business entities, account applications, or other means to obtain more than one Reward under this or any related Promotion; submitting incomplete, inaccurate, altered, fabricated, or misleading information or documentation; using bot, automated, scripted, incentivized, coordinated, or collusive activity; engaging in behavior that causes or is intended to cause inaccurate tracking, duplicate attribution, or duplicate reward claims; or otherwise attempting to game, exploit, circumvent, or defeat the eligibility requirements or intended operation of the Promotion.

*For clarity, separate individuals residing in the same household who each independently satisfy all eligibility requirements, including the New Customer requirement, may each receive one (1) Reward. The household-related conduct described above is directed at a single person’s use of household members, identities, or accounts as proxies to obtain multiple Rewards.

2. Eligibility

The Promotion is open to legal residents of the United States who are at least 18 years of age at the time of participation. Void where prohibited or restricted by law.

The Promotion is limited to New Customers as defined above.

The first name, last name, and email address used for your Finder Member account must match those used for your EarnIn application. Finder may deny or delay the Reward if Finder is unable to match your Finder Member account to your EarnIn application or to Partner-provided eligibility data.

To qualify, Entrants must:

• Have or create a Finder Member account;
• Apply for and open a new eligible EarnIn account using the Finder.com promotional link during the Promotion Period;
• Be a New Customer as defined above;
• Complete and maintain the Qualifying Event as defined above;
• Maintain Good Faith Participation throughout the Promotion Period and through the Fulfillment Date; and
• Satisfy all other requirements set out in these Terms and Conditions.

Additional eligibility rules:

• Limit one (1) Reward per Finder member.
• Limit one (1) Reward per Entrant, regardless of the number of EarnIn accounts opened.
• Finder may deny, withhold, delay, cancel, reverse, or reclaim a Reward, and may suspend or terminate an Entrant’s Finder Member account, where Finder reasonably determines that the Entrant has not engaged in Good Faith Participation, has violated these Terms and Conditions, or has engaged in suspected fraud, abuse, misrepresentation, duplicate participation, or circumvention.
• Finder’s right to reverse or reclaim a Reward after issuance applies only where permitted by applicable law, supported by available records, and technically available through Tremendous or another applicable mechanism, and is further limited as described in Section 6.

Eligibility determinations under this Promotion are based primarily on data, confirmations, and reporting provided to Finder by EarnIn. Finder does not control, maintain, or verify EarnIn’s internal systems, account records, or deposit ledgers directly and relies on data provided by EarnIn. Where EarnIn advises Finder that an Entrant did not open an eligible account, was not a New Customer, did not complete the Qualifying Event, or otherwise fails to meet these Terms and Conditions, Finder may rely on that information in making an eligibility determination. Finder may request supporting documentation before making an eligibility determination, which may include a dated confirmation email from EarnIn and/or a screenshot from the EarnIn app or website showing the relevant account, date, and Cash Out amount. Finder may deny a claim where requested documentation is not provided within a reasonable time, is incomplete, is inaccurate, has been altered, is inconsistent with Finder’s records, is inconsistent with Partner-provided data, or otherwise fails to credibly evidence timely completion and maintenance of the Qualifying Event.

Finder may be required to collect, use, disclose, or match certain information relating to your Finder Member account and your EarnIn application for purposes of administering the Promotion, tracking attribution, verifying eligibility, detecting fraud or abuse, fulfilling Rewards, handling disputes, providing support, satisfying tax-reporting obligations, and complying with applicable laws. Finder’s collection and use of personal information is described in Finder’s privacy policy. California residents have the right to opt out of the sale or sharing of their personal information under the California Consumer Privacy Act, as amended. See Finder’s privacy policy for how to exercise this right. Note that opting out of the sale or sharing of your personal information may affect Finder’s ability to verify your eligibility for this Promotion, in which case the Reward may not be able to be issued.

3. How to Qualify

1. Sign up for a Finder Member account, or log into your existing account if already a member.
2. Apply for and open a new eligible EarnIn account via the Finder.com promotional link during the Promotion Period: July 14, 2026 through August 12, 2026.
3. Successfully initiate and receive an EarnIn Cash Out, in any amount (limited to a maximum of $150 per day), at any time during the Promotion Period.
4. Keep your EarnIn account open and in good standing through the Fulfillment Date.
5. Ensure your Eligible First Deposit is not reversed, cancelled, charged back, or otherwise unwound before the Fulfillment Date.
6. Be a New Customer as defined in these Terms and Conditions.
7. Engage in Good Faith Participation through the Fulfillment Date.

Upon verification that all eligibility requirements have been met, Finder will issue the $50 Reward in accordance with the fulfillment timing described in Section 5.

4. Limitations

• Eligible Entrants may only receive this Reward once.
• Finder may modify, suspend, or terminate the Promotion at any time. Except where required by applicable law, or where Finder reasonably determines that an Entrant has engaged in fraud, abuse, or circumvention of these Terms and Conditions, any modification, suspension, or termination will apply prospectively only and will not reduce or eliminate the Reward for Entrants who already completed the Qualifying Event before the effective date of the change, provided those Entrants continue to satisfy the maintenance and Good Faith Participation requirements through the Fulfillment Date.
• Finder reserves the right to terminate an Entrant’s eligibility where Finder reasonably determines that the Entrant has violated these Terms and Conditions, failed to engage in Good Faith Participation, or engaged in suspected fraud, abuse, misrepresentation, duplicate participation, or circumvention.
• Eligibility notification: Finder will notify each Entrant of their eligibility status, using the email address associated with their Finder Member account, on or promptly after the applicable Eligibility Date, subject to receipt of timely and complete Partner-provided data.
• Eligibility Dispute Window: An Entrant who believes they have met the eligibility requirements but has not received confirmation of eligibility must submit a dispute, together with any supporting documentation Finder requests, within 90 calendar days from the Eligibility Date. Disputes submitted after this window may not be considered.
• Finder may request supporting documentation before making an eligibility determination, which may include a dated confirmation email from EarnIn and/or a screenshot from the EarnIn app or website showing the relevant account, date, and Cash Out amount. Finder may deny a claim where requested documentation is not provided within a reasonable time, is incomplete, is inaccurate, has been altered, is inconsistent with Finder’s records, is inconsistent with Partner-provided data, or otherwise fails to evidence timely completion and maintenance of the Qualifying Event.
• Activation: The Reward must be activated by the activation deadline stated in the Reward issuance email, as described in Section 5.

5. Reward Fulfillment

• Eligibility check date: September 14, 2026.
• Reward issued date: On or before September 30, 2026, upon verification that the Entrant has satisfied all eligibility requirements.

Additional fulfillment terms:

• The Reward will be issued as a promotional digital reward, gift card, reward link, prepaid card, or other digital fulfillment option sent by Tremendous to the email address associated with your Finder Member account.
• The Reward must be activated by the date specified in the email. That deadline will be no earlier than 12 months after the date of issue unless otherwise required or permitted by applicable law and the applicable Tremendous terms. Once activated, the Reward will remain valid for the period specified by Tremendous and/or the selected reward provider, subject to applicable law.
• Rewards are non-transferable, non-exchangeable, and have no cash redemption value except where required by applicable law or the applicable reward provider’s terms.
• Finder is not responsible for lost, stolen, delayed, misdirected, blocked, filtered, or otherwise undeliverable Rewards, or for circumstances outside Finder’s reasonable control.

6. Additional Terms

• You must keep your EarnIn account open and in good standing until the Fulfillment Date.
• You must ensure that your Eligible First Deposit is not reversed, cancelled, charged back, or otherwise unwound at any point before the Fulfillment Date. Any such reversal will be treated as a failure to complete or maintain the Qualifying Event and may result in denial, delay, cancellation, reversal, or forfeiture of the Reward.
• Prior to issuance of the Reward, Finder reserves the right to verify eligibility and to withhold, delay, deny, or cancel Rewards in cases of suspected fraud, abuse, misrepresentation, duplicate participation, lack of Good Faith Participation, or violation of these Terms and Conditions. This includes the right to investigate, deny, delay, or cancel a Reward, and to disqualify any Entrant and/or suspend or terminate their associated Finder Member account, in cases of suspected collusion, use of multiple identities, use of multiple Finder Member accounts, bot or automated activity, altered or misleading documentation, duplicate attribution, duplicate reward claims, or any other attempt to obtain the Reward without satisfying the substance of the Promotion requirements.
• Following issuance, Finder may invalidate, reverse, or reclaim a Reward only in cases of fraud, identity misuse, material misrepresentation, duplicate reward claims, or other material violation of these Terms and Conditions, and only where permitted by applicable law and technically available through Tremendous or another applicable mechanism. Finder will provide the Entrant with written notice of the basis for any post-issuance recovery and a reasonable opportunity (not less than 14 days) to respond, except where Finder reasonably determines that providing such notice would frustrate an ongoing fraud investigation or would be inconsistent with applicable law.

7. Not Sponsored or Endorsed

THE REWARD IS OFFERED SOLELY BY FINDER AND IS NOT PROVIDED, SPONSORED, OR ENDORSED BY EARNIN OR ANY OF ITS AFFILIATES.

EarnIn is a registered trademark of Activehours, Inc. All other trademarks are property of their respective owners.

Finder is not an adviser, broker, brokerage service, lender, bank, crypto exchange, custodian, or provider of EarnIn products or services. This Promotion is not a recommendation to open a brokerage, investment, banking, lending, crypto, or other financial account with EarnIn. Finder may receive compensation if you open an EarnIn account.

8. General

• Relationship to Finder’s Terms of Use: These Terms and Conditions supplement, and are to be read together with, Finder’s general Terms of Use available on the Finder website. In the event of a conflict specific to this Promotion, these Terms and Conditions control.
• Governing Law and Venue: These Terms and Conditions are governed by the laws of the State of New York, without regard to conflict-of-law principles. Subject to any applicable arbitration provision, the exclusive venue for any dispute arising out of or relating to this Promotion is the state and federal courts located in New York County, New York. Nothing in this governing-law provision limits the applicability of any consumer protection law that, by its terms or by the operation of law, cannot be waived and is applicable to the Entrant.
• Limitation of Liability: To the fullest extent permitted by law, Finder’s total aggregate liability to any Entrant arising out of or in connection with this Promotion is limited to the value of the Reward. Nothing in these Terms and Conditions limits or excludes any liability that cannot be limited or excluded under applicable law.
• Severability: If any provision of these Terms and Conditions is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
• No Waiver: Finder’s failure to enforce any provision of these Terms and Conditions does not constitute a waiver of that provision or of Finder’s right to enforce it subsequently.
• Void Where Prohibited: This Promotion is void where prohibited or restricted by law.
• Dispute Resolution: Any dispute arising out of or relating to this Promotion is subject to the binding arbitration and class-action waiver provisions of Finder’s Terms of Use, which are incorporated into these Terms and Conditions by reference. Notwithstanding the foregoing, either party may bring an individual action in small-claims court for any dispute within the jurisdictional limits of that court. To the extent any provision of the incorporated arbitration and class-action waiver is held unenforceable under applicable law (including California Civil Code sec. 1668 or the McGill rule for claims seeking public injunctive relief), that provision will be severed and the remaining provisions will remain enforceable.

Contact

For questions about this Promotion, contact Finder at: usrewards@finder.com

Finder aims to respond to Entrant inquiries regarding this Promotion within 3–5 business days. Response times may be longer during periods of high inquiry volume.

• Looking for a previous offer?

  If you signed up for eToro during a previous promotional period, you can find the applicable Terms & Conditions below:

  • Finder x EarnIn $50 Cash Back Offer Promotion – Terms and Conditions – April 2026

• EarnIn Disclosures

  EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details. Expedited transfers available for a fee. Visit Earnin.com for full details.