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OneLoanPlace connection service review 2022

A simple online form to find lenders — but it lacks specific information to help guide your choice.

Bottom line: OneLoanPlace can be useful if you’re unsure what type of personal loan you might qualify for. Get our 30-second take or read the full review to see if its worth considering.

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Min. Loan Amount$1,000
Max. Loan Amount$150,000
APR5.74% to 35.99%
Interest Rate TypeFixed
Min. Credit ScoreVaries by lender
Origination FeeVaries by lender
Loan Term6 to 60 months
Turnaround TimeNot stated


  • Large personal loans up to $150,000
  • Mortgage, student loan refinance and debt relief also available
  • Decent reviews from previous customers


  • Limited information available online
  • No BBB page

Our take on OneLoanPlace

OneLoanPlace is a service that pairs borrowers with lenders. And compared to similar services, it's about standard. There isn't much information about the lenders it works with or what it offers, but that's common.

And it does have decent reviews — most connection services don't. So it can be a handy tool if you're really not sure where to start when looking for a personal loan.

But for many people, it makes sense to compare direct lenders before submitting any information through an online form.

OneLoanPlace rates vary by lender

Since OneLoanPlace isn't a direct lender, your interest rates and other loan terms will depend on the lender you're matched with. Expect an APR anywhere from 5.74% to 35.99% — although you'll need excellent credit to qualify for rates on the lower end of that scale.

As for how much you can borrow, OneLoanPlace is pretty unique. It's a loan connection firm claiming to have lenders in its network offering unsecured personal loans and debt consolidation loans up to $150,000. But again, only borrowers with excellent credit and high monthly income will qualify for that amount.

Terms range from six to 60 months, and OneLoanPlace doesn't provide any information about potential fees its partnered lenders charge. Carefully review your loan contract for common costs like origination fees, late payment fees and prepayment penalties.

How OneLoanPlace compares to other lenders

OneLoanPlace is pretty standard, but for some, applying to a lender directly may be less stressful than waiting to see potential matches.

1 – 5 of 5

Name Product Filter Values APR Min. Credit Score Loan Amount
Best Egg personal loans
7.99% to 35.99%
$2,000 to $50,000
A prime online lending platform with multiple repayment methods.
Credible personal loans
3.99% to 35.99%
Fair to excellent credit
$600 to $100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
Upstart personal loans
5.6% to 35.99%
$1,000 to $50,000
This service looks beyond your credit score to get you a competitive-rate personal loan.
SoFi personal loans
7.99% to 23.43%
$5,000 to $100,000
A highly-rated lender with competitive rates, high loan amounts and no fees.
LendingClub personal loans
6.34% to 35.89%
$1,000 to $40,000
A peer-to-peer lender offering fair rates based on your credit score.

Compare up to 4 providers

OneLoanPlace reviews and complaints

OneLoanPlace receives decent reviews on its Trustpilot page, and there aren't many recent ones from 2022. But overall, it earns a 3.7-star rating out of 5. That's more than can be said for other services like OneLoanPlace I've reviewed.

However, there are two recent negative reviews stating they were led to credit repair rather than loans. OneLoanPlace responded to these comments, but be sure you're actually being paired with the type of service provider you want when you use OneLoanPlace's online form — the company offers access to numerous types of personal loans, business loans and other financial services.

How to qualify

OneLoanPlace doesn't list specific criteria to qualify. In general, you will need to have a steady source of income and a decent credit score to be eligible for most personal loans. The exact criteria will depend on the lender you're matched with.

How to apply through OneLoanPlace

Since OneLoanPlace is a lender referral service, you will need to provide some basic information about yourself. Details like your phone number, annual income and credit score are important. Once you submit your information, OneLoanPlace will contact you about potential lenders.

Reach out to OneLoanPlace by phone or email if you have any questions about the process.

5 other types of providers available through OneLoanPlace

In addition to personal loans, OneLoanPlace can also connect customers with providers that offer types of products and services:

  1. Mortgages
  2. Student loan refinance
  3. Small business loans
  4. Debt settlement
  5. Credit counseling

There aren't many details on how to apply or what the unique processes are, so reach out to OneLoanPlace if you're interested in one of these options.

Is OneLoanPlace legit?

OneLoanPlace is legitimate on the surface. It has a standard privacy policy that details how it will share your personal information and how you can opt out. It also has a dedicated phone number — something that isn't always available for connection services.

But it doesn't have a page with the Better Business Bureau (BBB). There is also no information on the lenders it works with. This isn't out of the ordinary for a loan matching service like OneLoanPlace, but it does make it difficult to confirm the legitimacy of its providers.

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