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BMW motorcycle insurance rates can range from around $100 to $612 monthly for basic coverage depending on which model you choose. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.
| Model | Monthly Insurance Rate | Base motorcycle price |
|---|---|---|
| Sport | $221 | $15,995 |
| Tour | $127 | $22,995 |
| Roadster | $221 | $13,995 |
| Heritage | $151 | $15,495 |
| Adventure | $612 | $16,895 |
| Urban mobility | $99 | $10,995 |
BMW is considered a luxury brand, and so you might find cheaper coverage with specialty insurance. When considering the cost of your policy, also weigh:
What you’ll pay to cover your luxury BMW motorcycle depends on where you live, your driving history and the amount of coverage you need. Compare multiple motorcycle insurance providers to find the lowest rates and strongest discounts you’re eligible for.
You’ll need to prove ownership and insurance before getting your license plate handed to you.
Find customized coverage fit for your rental customers or crew.
Does your city or state rank on these foreboding lists?
Salvage your bike’s roadworthy reputation with a safety-focused rebuild and rebuilt title, then get insurance.
You might need specialty insurance for bike racing, unless your insurer gives the green light on noncompetitive events.
You won’t need a license if your bike falls under the state’s moped category. But you’ll need liability insurance to safely and legally drive in NC.
Get the coverage you need for your three-wheeler.
How to get coverage after a DUI.
What to expect with coverage and rates. Plus, how to save even without a license.
Compare reviews from the top motorcycle insurance companies.