Emergency funds can be a huge relief when an unexpected bill pops up. Learn more about how to build and where to put your emergency fund.
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How we picked theseThe Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.
The BNPL app Klarna has a new savings account that can earn up to 3.78% APY, but you’ll need the highest membership tier to get that rate.
A money market account offers check writing abilities and a higher interest rate, while a savings account has lower deposit requirements.
Chime’s savings account has a solid APY and has no monthly fees, but it requires Chime’s checking account.
The DCU Primary Savings Account has a tempting rate, but it may not apply to your entire balance.
SoFi’s high-yield savings account is a hybrid checking and savings account featuring a high APY, cashback rewards and minimal fees.
Explore the pros and cons of the Netspend Savings account to see if it’s worth parking your hard-earned cash there.
The Vio Bank Savings account offers a competitive 3.99% APY, but there are a few downsides to consider before signing up.
The LevelUp High-Yield Savings account has one of the highest APYs available, no monthly fees and an optional ATM card.
Interest rates on savings accounts fluctuate over time. See the national average rate since 2010 to gauge how your financial institution compares.
Compare some of the best high-yield savings accounts available.